What is O-4 BAH at Minot AFB in 2026?

$2,367 per month with dependents ($28,404 per year), effective 01 JAN 2026. Without dependents it is $2,049 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-4 BAH at Minot AFB 2026 — $2,367 with dependents, $2,049 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Minot AFB, ND

O-4 · with dependents

$2,367/ month

$28,404 / year

At O-4, this is #266 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809

MHA ND191 · ZIPs 58701 58702 58703 58704 58705 58707 +15 more

Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj

Untaxed — matching it with taxable pay takes$3,035 / mo gross

Without dependents here$2,049 / mo

In government quarters, no dependents$50.10 / mo partial

Minot AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,428	$1,206
E-2	$1,428	$1,206
E-3	$1,428	$1,206
E-4	$1,428	$1,206
E-5	$1,548	$1,260
E-6	$1,980	$1,485
E-7	$2,052	$1,539
E-8	$2,127	$1,638
E-9	$2,229	$1,764
Warrant officer
W-1	$2,001	$1,503
W-2	$2,082	$1,635
W-3	$2,178	$1,782
W-4	$2,247	$1,995
W-5	$2,343	$2,067
Officer — prior enlisted
O-1E	$2,064	$1,548
O-2E	$2,163	$1,737
O-3E	$2,262	$1,974
Officer
O-1	$1,605	$1,302
O-2	$1,977	$1,542
O-3	$2,175	$1,824
O-4	$2,367	$2,049
O-5	$2,508	$2,088
O-6	$2,526	$2,154
O-7	$2,541	$2,190

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month

Westchester County$7,470

Topeka$2,385

Gulfport$2,379

Terre Haute$2,379

Springfield$2,376

Minot AFB$2,367

Morgantown$2,367

Fort Huachuca$2,364

Columbus AFB$2,361

Sumter$2,361

Youngstown$1,809

Minot AFB is #266 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Minot AFB0 – $2,541 / month

E-1$1,428

E-2$1,428

E-3$1,428

E-4$1,428

E-5$1,548

E-6$1,980

E-7$2,052

E-8$2,127

E-9$2,229

W-1$2,001

W-2$2,082

W-3$2,178

W-4$2,247

W-5$2,343

O-1E$2,064

O-2E$2,163

O-3E$2,262

O-1$1,605

O-2$1,977

O-3$2,175

O-4$2,367

O-5$2,508

O-6$2,526

O-7$2,541

Promoting to O-5 here adds $141 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Minot AFB to Westchester County at O-4 is worth $5,103 a month — about 36 promotions worth of housing allowance, at $141 per grade here.

Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,367 a month of BAH takes more than $2,367 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-4 at Minot AFB draws $2,367 per month with dependents in 2026, $2,049 without

What this rate means

Things the rate table doesn't tell you