BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,887 Without $1,473

E-5 at Mobile draws $1,887 per month with dependents in 2026, $1,473 without

Permalink bahratedesk.com/mobile-al/ Excel CSV
Mobile, AL
E-5 · with dependents
$1,887/ month
$22,644 / year
At E-5, this is #201 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AL004 · ZIPs 36505 36507 36509 36511 36512 36521 +72 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,419 / mo gross
Without dependents here $1,473 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Mobile · E-5 · $1,887/mo
Mobile $1,887/mo · $22,644/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Mobile — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,731 $1,302
E-2 $1,731 $1,302
E-3 $1,731 $1,302
E-4 $1,731 $1,302
E-5 $1,887 $1,473
E-6 $2,073 $1,587
E-7 $2,118 $1,734
E-8 $2,169 $1,929
E-9 $2,286 $1,974
Warrant officer
W-1 $2,091 $1,689
W-2 $2,139 $1,926
W-3 $2,205 $1,983
W-4 $2,319 $2,076
W-5 $2,463 $2,127
Officer — prior enlisted
O-1E $2,124 $1,884
O-2E $2,193 $1,965
O-3E $2,340 $2,064
Officer
O-1 $1,917 $1,572
O-2 $2,070 $1,839
O-3 $2,202 $2,001
O-4 $2,508 $2,112
O-5 $2,730 $2,136
O-6 $2,751 $2,181
O-7 $2,766 $2,217

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Bloomington $1,905
Davis-Monthan AFB $1,905
New Orleans $1,905
Bangor $1,893
County Cost Group 790 $1,890
Fort Gordon $1,890
Helena $1,887
Mobile $1,887
Columbia $1,878
Baton Rouge $1,875
Columbus $1,875
Indianapolis $1,875
Lexington $1,875
Abilene $1,872
San Antonio (JBSA) $1,869
Pensacola $1,863
Morehead $1,851
Little Rock $1,848
Anniston $1,185

Mobile is #201 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Mobile0 – $2,766 / month
E-1 $1,731
E-2 $1,731
E-3 $1,731
E-4 $1,731
E-5 $1,887
E-6 $2,073
E-7 $2,118
E-8 $2,169
E-9 $2,286
W-1 $2,091
W-2 $2,139
W-3 $2,205
W-4 $2,319
W-5 $2,463
O-1E $2,124
O-2E $2,193
O-3E $2,340
O-1 $1,917
O-2 $2,070
O-3 $2,202
O-4 $2,508
O-5 $2,730
O-6 $2,751
O-7 $2,766

The pay chart moves this allowance far less than the map does.

Moving from Mobile to San Francisco at E-5 is worth $3,240 a month — about 17 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.