Official data current

Mobile BAH rates

Verified · Effective 2026-01-01 · MHA AL004

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-3 · With dependents
$2,202per month

$26,424 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #244 of 338O-3 · with dependents reference
Taxable-pay equivalent$2,823/mo Using the stated 22% comparison rate
Year-over-year change$0/mo · 0.0%2025 $2,202 → 2026 $2,202
O-3 rate selectedMHA AL004 ZIPs 36505 36507 36509 36511 36512 36521 +72
PCS compare Mobile · O-3 · with dep. · $2,202/mo
Mobile $2,202/mo · $26,424/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$2,202
2026$2,202

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Mobile — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Fort Huachuca $2,232
Baton Rouge $2,229
Huntsville $2,226
Seymour Johnson AFB $2,226
Scott AFB $2,208
County Cost Group 760 $2,205
Fort Wayne $2,205
Greenville $2,205
Lexington $2,205
Fort Bliss $2,202
Mobile $2,202
Davis-Monthan AFB $2,199
Grand Forks $2,199
Robins AFB $2,199
Toledo $2,199
Goodfellow AFB $2,193
Columbus AFB $2,181
Fort Bragg $2,175
Minot AFB $2,175
Brownsville $2,169
China Lake $2,154
Anniston $1,686

Mobile is #244 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Mobile0 – $2,766 / month
E-1 $1,731
E-2 $1,731
E-3 $1,731
E-4 $1,731
E-5 $1,887
E-6 $2,073
E-7 $2,118
E-8 $2,169
E-9 $2,286
W-1 $2,091
W-2 $2,139
W-3 $2,205
W-4 $2,319
W-5 $2,463
O-1E $2,124
O-2E $2,193
O-3E $2,340
O-1 $1,917
O-2 $2,070
O-3 $2,202
O-4 $2,508
O-5 $2,730
O-6 $2,751
O-7 $2,766

The pay chart moves this allowance far less than the map does.

Moving from Mobile to Westchester County at O-3 is worth $4,431 a month — about 14 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…