BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,683 Without $1,431

E-5 at Montgomery draws $1,683 per month with dependents in 2026, $1,431 without

Permalink bahratedesk.com/montgomery-al/ Excel CSV
Montgomery, AL
E-5 · with dependents
$1,683/ month
$20,196 / year
At E-5, this is #245 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AL005 · ZIPs 36003 36006 36008 36013 36020 36022 +65 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,158 / mo gross
Without dependents here $1,431 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Montgomery · E-5 · $1,683/mo
Montgomery $1,683/mo · $20,196/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Montgomery — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,605 $1,269
E-2 $1,605 $1,269
E-3 $1,605 $1,269
E-4 $1,605 $1,269
E-5 $1,683 $1,431
E-6 $1,758 $1,527
E-7 $1,818 $1,605
E-8 $1,887 $1,704
E-9 $2,034 $1,713
Warrant officer
W-1 $1,773 $1,590
W-2 $1,845 $1,701
W-3 $1,935 $1,719
W-4 $2,073 $1,764
W-5 $2,244 $1,833
Officer — prior enlisted
O-1E $1,827 $1,680
O-2E $1,920 $1,710
O-3E $2,100 $1,746
Officer
O-1 $1,701 $1,524
O-2 $1,755 $1,662
O-3 $1,932 $1,725
O-4 $2,298 $1,815
O-5 $2,565 $1,923
O-6 $2,583 $1,938
O-7 $2,598 $1,950

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Tulsa $1,638
Topeka $1,626
St Mary And Terrebonne $1,620
Anniston $1,185

Montgomery is #245 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Montgomery0 – $2,598 / month
E-1 $1,605
E-2 $1,605
E-3 $1,605
E-4 $1,605
E-5 $1,683
E-6 $1,758
E-7 $1,818
E-8 $1,887
E-9 $2,034
W-1 $1,773
W-2 $1,845
W-3 $1,935
W-4 $2,073
W-5 $2,244
O-1E $1,827
O-2E $1,920
O-3E $2,100
O-1 $1,701
O-2 $1,755
O-3 $1,932
O-4 $2,298
O-5 $2,565
O-6 $2,583
O-7 $2,598

The pay chart moves this allowance far less than the map does.

Moving from Montgomery to San Francisco at E-5 is worth $3,444 a month — about 46 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.