Official data current

Montgomery BAH rates

Verified · Effective 2026-01-01 · MHA AL005

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O-1 · With dependents
$1,701per month

$20,412 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #247 of 338O-1 · with dependents reference
Taxable-pay equivalent$2,181/mo Using the stated 22% comparison rate
Year-over-year change+$51/mo · +3.1%2025 $1,650 → 2026 $1,701
O-1 rate selectedMHA AL005 ZIPs 36003 36006 36008 36013 36020 36022 +65
PCS compare Montgomery · O-1 · with dep. · $1,701/mo
Montgomery $1,701/mo · $20,412/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,650
2026$1,701

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Montgomery — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
Wilkes-Barre $1,767
Fort Benning $1,755
White Sands MR $1,737
Auburn $1,731
Fort Hood $1,731
County Cost Group 760 $1,728
Cheyenne $1,725
Yuma $1,722
Fort Knox $1,710
Fort Drum $1,701
Montgomery $1,701
County Cost Group 750 $1,683
Morgantown $1,683
Tulsa $1,683
Wright-Patterson AFB $1,683
Mountain Home AFB $1,680
Oklahoma City $1,677
Bismarck $1,674
Topeka $1,662
Whiteman AFB $1,656
Malmstrom SFB $1,641
Youngstown $1,218

Montgomery is #247 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Montgomery0 – $2,598 / month
E-1 $1,605
E-2 $1,605
E-3 $1,605
E-4 $1,605
E-5 $1,683
E-6 $1,758
E-7 $1,818
E-8 $1,887
E-9 $2,034
W-1 $1,773
W-2 $1,845
W-3 $1,935
W-4 $2,073
W-5 $2,244
O-1E $1,827
O-2E $1,920
O-3E $2,100
O-1 $1,701
O-2 $1,755
O-3 $1,932
O-4 $2,298
O-5 $2,565
O-6 $2,583
O-7 $2,598

The pay chart moves this allowance far less than the map does.

Moving from Montgomery to San Francisco at O-1 is worth $3,471 a month — about 64 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…