What is O-4 BAH at Nellis AFB in 2026?

$2,610 per month with dependents ($31,320 per year), effective 01 JAN 2026. without dependents it is $2,265 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-4 BAH at Nellis AFB 2026 — $2,610/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Nellis AFB/Las Vegas, NV

O-4 · with dependents

$2,610/ month

$31,320 / year

At O-4, this is #213 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809

MHA NV212 · ZIPs 89002 89004 89005 89006 89007 89009 +111 more

Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj

Untaxed — matching it with taxable pay takes$3,346 / mo gross

Other dependency status here$2,265 without dependents

In government quarters, no dependents$50.10 / mo partial

Nellis AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,941	$1,629
E-2	$1,941	$1,629
E-3	$1,941	$1,629
E-4	$1,941	$1,629
E-5	$2,070	$1,737
E-6	$2,208	$1,818
E-7	$2,268	$1,941
E-8	$2,337	$2,103
E-9	$2,445	$2,133
Warrant officer
W-1	$2,223	$1,908
W-2	$2,298	$2,100
W-3	$2,385	$2,139
W-4	$2,469	$2,214
W-5	$2,577	$2,283
Officer — prior enlisted
O-1E	$2,277	$2,067
O-2E	$2,370	$2,127
O-3E	$2,487	$2,196
Officer
O-1	$2,094	$1,806
O-2	$2,205	$2,031
O-3	$2,382	$2,151
O-4	$2,610	$2,265
O-5	$2,775	$2,301
O-6	$2,796	$2,361
O-7	$2,814	$2,400

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month

Westchester County$7,470

Scott AFB$2,625

Kansas City$2,622

Duluth$2,619

County Cost Group 780$2,613

Nellis AFB$2,610

Boise$2,598

Raleigh$2,589

Roanoke$2,583

Jacksonville$2,580

Youngstown$1,809

Nellis AFB is #213 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Nellis AFB0 – $2,814 / month

E-1$1,941

E-2$1,941

E-3$1,941

E-4$1,941

E-5$2,070

E-6$2,208

E-7$2,268

E-8$2,337

E-9$2,445

W-1$2,223

W-2$2,298

W-3$2,385

W-4$2,469

W-5$2,577

O-1E$2,277

O-2E$2,370

O-3E$2,487

O-1$2,094

O-2$2,205

O-3$2,382

O-4$2,610

O-5$2,775

O-6$2,796

O-7$2,814

Promoting to O-5 here adds $165 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Nellis AFB to Westchester County at O-4 is worth $4,860 a month — about 29 promotions worth of housing allowance, at $165 per grade here.

Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,610 a month of BAH takes more than $2,610 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-4 with dependents at Nellis AFB draws $2,610 per month in 2026

What this rate means

Things the rate table doesn't tell you