O-3 without dependents, nearest stations0 – $5,331 / month
San Francisco$5,331
West Palm Beach$3,534
Washington$3,531
Vandenberg SFB$3,528
Burlington$3,516
New Haven$3,483
Riverside$3,471
Portland$3,456
Vallejo$3,444
Manchester$3,396
Youngstown$1,344
New Haven is #39 of 338. The spread between
the dearest and cheapest station at this grade is $3,987 a month —
$47,844 a year, untaxed.
Every pay grade at New Haven0 – $3,888 / month
E-1$2,361
E-2$2,361
E-3$2,361
E-4$2,361
E-5$2,673
E-6$2,847
E-7$2,958
E-8$3,201
E-9$3,396
W-1$2,928
W-2$3,198
W-3$3,420
W-4$3,729
W-5$3,774
O-1E$3,066
O-2E$3,354
O-3E$3,717
O-1$2,841
O-2$3,036
O-3$3,483
O-4$3,759
O-5$3,780
O-6$3,822
O-7$3,888
Promoting to O-4 here adds $276 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from New Haven to San Francisco at O-3 is worth $1,848 a month — about 7 promotions worth of housing allowance, at $276 per grade here.
02
Dependency status is worth 10% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,483 a month of BAH takes more than $3,483 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.