Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    W-4 with dependents at New Haven draws $4,005 per month in 2026

    Permalinkbahratedesk.com/new-haven-fairfield-ct/w-4/with/ExcelCSVDownloads cover this station.
    New Haven/Fairfield, CT
    W-4 · with dependents
    $4,005/ month
    $48,060 / year
    At W-4, this is #42 of 338 stations loaded · high Westchester County $6,963 · low Stevens Point $1,779
    MHA CT051 · ZIPs 06011 06401 06403 06404 06405 06408 +183 more
    Your grade is calledARMYCW4USMCCWO4NAVYCWO4
    Untaxed — matching it with taxable pay takes$5,135 / mo gross
    Other dependency status here$3,729 without dependents
    In government quarters, no dependents$50.10 / mo partial
    New Haven — full sheetTap a row
    PCS compareNew Haven · W-4 · $4,005/mo
    Aberdeen Proving Grounds$3,198/mo · $38,376/yr
    ▼ CUT$807−$9,684/yr · like −$12,415 of salary

    What this rate means

    W-4 with dependents, nearest stations0 – $6,963 / month
    Westchester County$6,963
    Washington$4,167
    West Palm Beach$4,155
    Providence$4,131
    Hawaii County$4,014
    New Haven$4,005
    County Cost Group 890$3,984
    Worcester$3,963
    Vandenberg SFB$3,906
    Hartford$3,903
    Stevens Point$1,779

    New Haven is #42 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

    Every pay grade at New Haven0 – $4,665 / month
    E-1$2,955
    E-2$2,955
    E-3$2,955
    E-4$2,955
    E-5$3,069
    E-6$3,723
    E-7$3,768
    E-8$3,813
    E-9$3,963
    W-1$3,744
    W-2$3,786
    W-3$3,846
    W-4$4,005
    W-5$4,206
    O-1E$3,771
    O-2E$3,834
    O-3E$4,038
    O-1$3,150
    O-2$3,714
    O-3$3,843
    O-4$4,275
    O-5$4,590
    O-6$4,629
    O-7$4,665

    Promoting to W-5 here adds $201 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from New Haven to Westchester County at W-4 is worth $2,958 a month — about 15 promotions worth of housing allowance, at $201 per grade here.

    02

    Dependency status is worth 7% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,005 a month of BAH takes more than $4,005 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.