Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $4,038Without $3,717

    O-3E at New Haven draws $4,038 per month with dependents in 2026, $3,717 without

    Permalinkbahratedesk.com/new-haven-fairfield-ct/o-3e/ExcelCSVDownloads cover this station.
    New Haven/Fairfield, CT
    O-3E · with dependents
    $4,038/ month
    $48,456 / year
    At O-3E, this is #41 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA CT051 · ZIPs 06011 06401 06403 06404 06405 06408 +183 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$5,177 / mo gross
    Without dependents here$3,717 / mo
    In government quarters, no dependents$50.10 / mo partial
    New Haven — full sheetTap a row
    PCS compareNew Haven · O-3E · $4,038/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▼ CUT$816−$9,792/yr · like −$12,554 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Newport$4,284
    Washington$4,197
    West Palm Beach$4,191
    Providence$4,152
    New Haven$4,038
    Hawaii County$4,026
    County Cost Group 890$4,014
    Worcester$4,002
    Vandenberg SFB$3,933
    Youngstown$1,788

    New Haven is #41 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at New Haven0 – $4,665 / month
    E-1$2,955
    E-2$2,955
    E-3$2,955
    E-4$2,955
    E-5$3,069
    E-6$3,723
    E-7$3,768
    E-8$3,813
    E-9$3,963
    W-1$3,744
    W-2$3,786
    W-3$3,846
    W-4$4,005
    W-5$4,206
    O-1E$3,771
    O-2E$3,834
    O-3E$4,038
    O-1$3,150
    O-2$3,714
    O-3$3,843
    O-4$4,275
    O-5$4,590
    O-6$4,629
    O-7$4,665

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,038 a month of BAH takes more than $4,038 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.