BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,580 Without $2,148

E-5 at New London draws $2,580 per month with dependents in 2026, $2,148 without

Permalink bahratedesk.com/new-london-ct/ Excel CSV
New London, CT
E-5 · with dependents
$2,580/ month
$30,960 / year
At E-5, this is #85 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CT049 · ZIPs 06226 06249 06254 06256 06266 06280 +35 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,308 / mo gross
Without dependents here $2,148 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare New London · E-5 · $2,580/mo
New London $2,580/mo · $30,960/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

New London — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,412 $1,989
E-2 $2,412 $1,989
E-3 $2,412 $1,989
E-4 $2,412 $1,989
E-5 $2,580 $2,148
E-6 $3,072 $2,304
E-7 $3,159 $2,418
E-8 $3,249 $2,682
E-9 $3,405 $2,826
Warrant officer
W-1 $3,093 $2,367
W-2 $3,195 $2,679
W-3 $3,309 $2,844
W-4 $3,441 $3,087
W-5 $3,603 $3,177
Officer — prior enlisted
O-1E $3,174 $2,577
O-2E $3,291 $2,796
O-3E $3,465 $3,066
Officer
O-1 $2,646 $2,241
O-2 $3,069 $2,529
O-3 $3,306 $2,892
O-4 $3,654 $3,156
O-5 $3,906 $3,204
O-6 $3,939 $3,288
O-7 $3,966 $3,345

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Fort Detrick $2,682
Edwards AFB $2,658
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Anniston $1,185

New London is #85 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at New London0 – $3,966 / month
E-1 $2,412
E-2 $2,412
E-3 $2,412
E-4 $2,412
E-5 $2,580
E-6 $3,072
E-7 $3,159
E-8 $3,249
E-9 $3,405
W-1 $3,093
W-2 $3,195
W-3 $3,309
W-4 $3,441
W-5 $3,603
O-1E $3,174
O-2E $3,291
O-3E $3,465
O-1 $2,646
O-2 $3,069
O-3 $3,306
O-4 $3,654
O-5 $3,906
O-6 $3,939
O-7 $3,966

The pay chart moves this allowance far less than the map does.

Moving from New London to San Francisco at E-5 is worth $2,547 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.