Official data current

New London BAH rates

Verified · Effective 2026-01-01 · MHA CT049

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O-3 · With dependents
$3,306per month

$39,672 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #74 of 338O-3 · with dependents reference
Taxable-pay equivalent$4,238/mo Using the stated 22% comparison rate
Year-over-year change+$186/mo · +6.0%2025 $3,120 → 2026 $3,306
O-3 rate selectedMHA CT049 ZIPs 06226 06249 06254 06256 06266 06280 +35
PCS compare New London · O-3 · with dep. · $3,306/mo
New London $3,306/mo · $39,672/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,120
2026$3,306

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

New London — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Hampden County $3,426
Madison $3,426
San Bernardino $3,414
Fort G. G. Meade $3,411
Eglin AFB $3,399
JB Elmendorf-Richardson $3,360
Ann Arbor $3,357
Ketchikan $3,327
Quantico $3,327
Stockton $3,309
New London $3,306
County Cost Group 870 $3,270
Edwards AFB $3,264
Fort Detrick $3,255
Ballston Spa $3,234
Astoria $3,213
Denver $3,207
Milwaukee $3,189
Cape May $3,186
Kodiak Island $3,174
Beale AFB $3,165
Anniston $1,686

New London is #74 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at New London0 – $3,966 / month
E-1 $2,412
E-2 $2,412
E-3 $2,412
E-4 $2,412
E-5 $2,580
E-6 $3,072
E-7 $3,159
E-8 $3,249
E-9 $3,405
W-1 $3,093
W-2 $3,195
W-3 $3,309
W-4 $3,441
W-5 $3,603
O-1E $3,174
O-2E $3,291
O-3E $3,465
O-1 $2,646
O-2 $3,069
O-3 $3,306
O-4 $3,654
O-5 $3,906
O-6 $3,939
O-7 $3,966

The pay chart moves this allowance far less than the map does.

Moving from New London to Westchester County at O-3 is worth $3,327 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…