BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $4,284Without $3,441

    O-3E at Newport draws $4,284 per month with dependents in 2026, $3,441 without

    Permalinkbahratedesk.com/newport-ri/o-3e/ExcelCSVDownloads cover this station.
    Newport, RI
    O-3E · with dependents
    $4,284/ month
    $51,408 / year
    At O-3E, this is #37 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA RI256 · ZIPs 02702 02717 02719 02720 02721 02723 +27 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$5,492 / mo gross
    Without dependents here$3,441 / mo
    In government quarters, no dependents$50.10 / mo partial
    Newport — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,685$2,073
    E-2$2,685$2,073
    E-3$2,685$2,073
    E-4$2,685$2,073
    E-5$2,847$2,361
    E-6$3,447$2,586
    E-7$3,702$2,778
    E-8$3,972$2,979
    E-9$4,230$3,174
    Warrant officer
    W-1$3,474$2,637
    W-2$3,813$2,967
    W-3$4,146$3,177
    W-4$4,260$3,507
    W-5$4,404$3,762
    Officer — prior enlisted
    O-1E$3,753$2,844
    O-2E$4,098$3,111
    O-3E$4,284$3,441
    Officer
    O-1$2,925$2,517
    O-2$3,441$2,796
    O-3$4,137$3,231
    O-4$4,446$3,717
    O-5$4,668$3,873
    O-6$4,707$4,125
    O-7$4,743$4,200
    PCS compareNewport · O-3E · $4,284/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▼ CUT−$1,062−$12,744/yr · like −$16,338 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Manchester$4,365
    Ventura$4,365
    Marin$4,335
    Fitchburg$4,302
    Newport$4,284
    Washington$4,197
    West Palm Beach$4,191
    Providence$4,152
    New Haven$4,038
    Youngstown$1,788

    Newport is #37 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Newport0 – $4,743 / month
    E-1$2,685
    E-2$2,685
    E-3$2,685
    E-4$2,685
    E-5$2,847
    E-6$3,447
    E-7$3,702
    E-8$3,972
    E-9$4,230
    W-1$3,474
    W-2$3,813
    W-3$4,146
    W-4$4,260
    W-5$4,404
    O-1E$3,753
    O-2E$4,098
    O-3E$4,284
    O-1$2,925
    O-2$3,441
    O-3$4,137
    O-4$4,446
    O-5$4,668
    O-6$4,707
    O-7$4,743

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,284 a month of BAH takes more than $4,284 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.