BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,430 Without $1,908

E-5 at Norfolk draws $2,430 per month with dependents in 2026, $1,908 without

Permalink bahratedesk.com/norfolk/ Excel CSV
Norfolk/Portsmouth, VA
E-5 · with dependents
$2,430/ month
$29,160 / year
At E-5, this is #102 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA VA298 · ZIPs 23320 23321 23322 23323 23324 23325 +61 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,115 / mo gross
Without dependents here $1,908 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Norfolk · E-5 · $2,430/mo
Norfolk $2,430/mo · $29,160/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Norfolk — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,229 $1,707
E-2 $2,229 $1,707
E-3 $2,229 $1,707
E-4 $2,229 $1,707
E-5 $2,430 $1,908
E-6 $2,559 $2,043
E-7 $2,604 $2,235
E-8 $2,661 $2,463
E-9 $2,796 $2,487
Warrant officer
W-1 $2,574 $2,166
W-2 $2,628 $2,460
W-3 $2,697 $2,496
W-4 $2,832 $2,562
W-5 $3,000 $2,616
Officer — prior enlisted
O-1E $2,613 $2,427
O-2E $2,685 $2,481
O-3E $2,859 $2,547
Officer
O-1 $2,454 $2,022
O-2 $2,556 $2,367
O-3 $2,694 $2,505
O-4 $3,054 $2,601
O-5 $3,318 $2,625
O-6 $3,342 $2,673
O-7 $3,366 $2,718

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Norfolk $2,430
Great Lakes Navtracen $2,427
Savannah $2,415
County Cost Group 850 $2,409
Patuxent River $2,406
Beaufort $2,403
Reno $2,391
Atlanta $2,388
Corvallis $2,388
Hampden County $2,388
Charleston $2,385
Anniston $1,185

Norfolk is #102 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Norfolk0 – $3,366 / month
E-1 $2,229
E-2 $2,229
E-3 $2,229
E-4 $2,229
E-5 $2,430
E-6 $2,559
E-7 $2,604
E-8 $2,661
E-9 $2,796
W-1 $2,574
W-2 $2,628
W-3 $2,697
W-4 $2,832
W-5 $3,000
O-1E $2,613
O-2E $2,685
O-3E $2,859
O-1 $2,454
O-2 $2,556
O-3 $2,694
O-4 $3,054
O-5 $3,318
O-6 $3,342
O-7 $3,366

The pay chart moves this allowance far less than the map does.

Moving from Norfolk to San Francisco at E-5 is worth $2,697 a month — about 21 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.