Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
Savannah$2,745
Salt Lake City$2,742
County Cost Group 820$2,730
Charleston$2,721
Panama City$2,709
Salem$2,709
Yakima$2,703
Houston$2,700
Coos Bay$2,697
Gainesville$2,697
Norfolk$2,694
College Station$2,685
Elizabeth City$2,667
El Centro$2,664
Pittsburgh$2,643
Volusia County$2,634
Wilmington$2,628
County Cost Group 810$2,622
Cincinnati$2,604
Omaha$2,601
Fort Stewart$2,598
Anniston$1,686
Norfolk is #150 of 338. The spread between the
dearest and cheapest station at this grade is $4,947 a month —
$59,364 a year, untaxed.
Every pay grade at Norfolk0 – $3,366 / month
E-1$2,229
E-2$2,229
E-3$2,229
E-4$2,229
E-5$2,430
E-6$2,559
E-7$2,604
E-8$2,661
E-9$2,796
W-1$2,574
W-2$2,628
W-3$2,697
W-4$2,832
W-5$3,000
O-1E$2,613
O-2E$2,685
O-3E$2,859
O-1$2,454
O-2$2,556
O-3$2,694
O-4$3,054
O-5$3,318
O-6$3,342
O-7$3,366
The pay chart moves this allowance far less than the map does.
Moving from Norfolk to Westchester County at O-3
is worth $3,939 a month — about 11 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.