Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Dependents
With $4,749 Without $3,561

E-5 at Northern New Jersey draws $4,749 per month with dependents in 2026, $3,561 without

Permalink bahratedesk.com/northern-new-jersey-nj/ Excel CSV
Northern New Jersey, NJ
E-5 · with dependents
$4,749/ month
$56,988 / year
At E-5, this is #4 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NJ202 · ZIPs 07003 07004 07005 07006 07007 07009 +281 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $6,088 / mo gross
Without dependents here $3,561 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Northern New Jersey · E-5 · $4,749/mo
Northern New Jersey $4,749/mo · $56,988/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Northern New Jersey — full sheet Tap a row

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
New York City $5,070
Boston $4,791
Northern New Jersey $4,749
Santa Clara County $4,659
Westchester County $4,479
Long Island $4,425
Nantucket $4,344
Maui County $4,329
Hanscom AFB $4,188
Martha's Vineyard $3,984
San Diego $3,975
Florida Keys $3,969
Camp Pendleton $3,963
Cape Cod-Plymouth $3,924
Los Angeles $3,882
Kauai County $3,798
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Anniston $1,185

Northern New Jersey is #4 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Northern New Jersey0 – $6,093 / month
E-1 $4,275
E-2 $4,275
E-3 $4,275
E-4 $4,275
E-5 $4,749
E-6 $5,052
E-7 $5,073
E-8 $5,082
E-9 $5,235
W-1 $5,070
W-2 $5,079
W-3 $5,097
W-4 $5,289
W-5 $5,529
O-1E $5,076
O-2E $5,088
O-3E $5,325
O-1 $4,791
O-2 $5,049
O-3 $5,094
O-4 $5,610
O-5 $5,991
O-6 $6,042
O-7 $6,093

The pay chart moves this allowance far less than the map does.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.