Official data current

Northern New Jersey BAH rates

Verified · Effective 2026-01-01 · MHA NJ202

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O-1E · With dependents
$5,076per month

$60,912 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #6 of 338O-1E · with dependents reference
Taxable-pay equivalent$6,508/mo Using the stated 22% comparison rate
Year-over-year change+$414/mo · +8.9%2025 $4,662 → 2026 $5,076
O-1E rate selectedMHA NJ202 ZIPs 07003 07004 07005 07006 07007 07009 +281
PCS compare Northern New Jersey · O-1E · with dep. · $5,076/mo
Northern New Jersey $5,076/mo · $60,912/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$4,662
2026$5,076

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Northern New Jersey — full sheet Tap a row

What this rate means

O-1E with dependents, nearest stations0 – $5,931 / month
Westchester County $5,931
San Francisco $5,493
New York City $5,271
Nantucket $5,262
Maui County $5,127
Northern New Jersey $5,076
Santa Clara County $5,070
Boston $4,962
Long Island $4,896
Martha's Vineyard $4,782
Hanscom AFB $4,602
Camp Pendleton $4,512
San Diego $4,449
Kauai County $4,440
Florida Keys $4,413
Staten Island $4,362
Los Angeles $4,332
Monterey $4,293
West Point $4,230
Oakland $4,218
Fort Monmouth $4,188
Youngstown $1,521

Northern New Jersey is #6 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

Every pay grade at Northern New Jersey0 – $6,093 / month
E-1 $4,275
E-2 $4,275
E-3 $4,275
E-4 $4,275
E-5 $4,749
E-6 $5,052
E-7 $5,073
E-8 $5,082
E-9 $5,235
W-1 $5,070
W-2 $5,079
W-3 $5,097
W-4 $5,289
W-5 $5,529
O-1E $5,076
O-2E $5,088
O-3E $5,325
O-1 $4,791
O-2 $5,049
O-3 $5,094
O-4 $5,610
O-5 $5,991
O-6 $6,042
O-7 $6,093

The pay chart moves this allowance far less than the map does.

Moving from Northern New Jersey to Westchester County at O-1E is worth $855 a month — about 71 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…