BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,977Without $1,752

    W-3 at Oklahoma City draws $1,977 per month with dependents in 2026, $1,752 without

    Permalinkbahratedesk.com/oklahoma-city-ok/w-3/ExcelCSVDownloads cover this station.
    Oklahoma City, OK
    W-3 · with dependents
    $1,977/ month
    $23,724 / year
    At W-3, this is #295 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA OK239 · ZIPs 73003 73007 73008 73012 73013 73014 +101 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,535 / mo gross
    Without dependents here$1,752 / mo
    In government quarters, no dependents$50.10 / mo partial
    Oklahoma City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,542$1,248
    E-2$1,542$1,248
    E-3$1,542$1,248
    E-4$1,542$1,248
    E-5$1,644$1,365
    E-6$1,854$1,443
    E-7$1,896$1,542
    E-8$1,944$1,692
    E-9$2,034$1,743
    Warrant officer
    W-1$1,869$1,518
    W-2$1,914$1,689
    W-3$1,977$1,752
    W-4$2,055$1,854
    W-5$2,157$1,905
    Officer — prior enlisted
    O-1E$1,902$1,641
    O-2E$1,965$1,731
    O-3E$2,070$1,842
    Officer
    O-1$1,677$1,434
    O-2$1,851$1,614
    O-3$1,974$1,773
    O-4$2,184$1,890
    O-5$2,337$1,911
    O-6$2,355$1,953
    O-7$2,367$1,986
    PCS compareOklahoma City · W-3 · $1,977/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$1,098+$13,176/yr · like +$16,892 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    County Cost Group 690$1,983
    Lake Charles$1,983
    Akron$1,980
    Little Rock$1,977
    Oklahoma City$1,977
    County Cost Group 680$1,971
    Fort Chaffee$1,965
    County Cost Group 670$1,962
    Sault Ste Marie$1,962
    Anniston$1,689

    Oklahoma City is #295 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Oklahoma City0 – $2,367 / month
    E-1$1,542
    E-2$1,542
    E-3$1,542
    E-4$1,542
    E-5$1,644
    E-6$1,854
    E-7$1,896
    E-8$1,944
    E-9$2,034
    W-1$1,869
    W-2$1,914
    W-3$1,977
    W-4$2,055
    W-5$2,157
    O-1E$1,902
    O-2E$1,965
    O-3E$2,070
    O-1$1,677
    O-2$1,851
    O-3$1,974
    O-4$2,184
    O-5$2,337
    O-6$2,355
    O-7$2,367

    Promoting to W-4 here adds $78 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Oklahoma City to Westchester County at W-3 is worth $4,677 a month — about 60 promotions worth of housing allowance, at $78 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,977 a month of BAH takes more than $1,977 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.