BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,604 Without $2,142

E-5 at Outer Banks draws $2,604 per month with dependents in 2026, $2,142 without

Permalink bahratedesk.com/outer-banks-nc/ Excel CSV
Outer Banks, NC
E-5 · with dependents
$2,604/ month
$31,248 / year
At E-5, this is #84 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NC176 · ZIPs 27824 27826 27875 27885 27915 27920 +13 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,338 / mo gross
Without dependents here $2,142 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Outer Banks · E-5 · $2,604/mo
Outer Banks $2,604/mo · $31,248/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Outer Banks — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,460 $1,845
E-2 $2,460 $1,845
E-3 $2,460 $1,845
E-4 $2,460 $1,845
E-5 $2,604 $2,142
E-6 $2,946 $2,325
E-7 $2,997 $2,463
E-8 $3,051 $2,679
E-9 $3,186 $2,772
Warrant officer
W-1 $2,964 $2,421
W-2 $3,018 $2,676
W-3 $3,090 $2,787
W-4 $3,219 $2,952
W-5 $3,387 $3,006
Officer — prior enlisted
O-1E $3,003 $2,601
O-2E $3,075 $2,751
O-3E $3,246 $2,937
Officer
O-1 $2,652 $2,313
O-2 $2,943 $2,562
O-3 $3,087 $2,820
O-4 $3,438 $2,991
O-5 $3,696 $3,018
O-6 $3,726 $3,066
O-7 $3,753 $3,120

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Philadelphia $2,691
Fort Detrick $2,682
Edwards AFB $2,658
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Anniston $1,185

Outer Banks is #84 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Outer Banks0 – $3,753 / month
E-1 $2,460
E-2 $2,460
E-3 $2,460
E-4 $2,460
E-5 $2,604
E-6 $2,946
E-7 $2,997
E-8 $3,051
E-9 $3,186
W-1 $2,964
W-2 $3,018
W-3 $3,090
W-4 $3,219
W-5 $3,387
O-1E $3,003
O-2E $3,075
O-3E $3,246
O-1 $2,652
O-2 $2,943
O-3 $3,087
O-4 $3,438
O-5 $3,696
O-6 $3,726
O-7 $3,753

The pay chart moves this allowance far less than the map does.

Moving from Outer Banks to San Francisco at E-5 is worth $2,523 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.