Official data current

Outer Banks BAH rates

Verified · Effective 2026-01-01 · MHA NC176

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O-5 · With dependents
$3,696per month

$44,352 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #86 of 338O-5 · with dependents reference
Taxable-pay equivalent$4,738/mo Using the stated 22% comparison rate
Year-over-year change+$438/mo · +13.4%2025 $3,258 → 2026 $3,696
O-5 rate selectedMHA NC176 ZIPs 27824 27826 27875 27885 27915 27920 +13
PCS compare Outer Banks · O-5 · with dep. · $3,696/mo
Outer Banks $3,696/mo · $44,352/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,258
2026$3,696

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Outer Banks — full sheet Tap a row

What this rate means

O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County $8,064
Milwaukee $3,831
Fort Detrick $3,804
San Bernardino $3,798
Ballston Spa $3,777
Corvallis $3,768
Sitka $3,768
Philadelphia $3,759
Asheville $3,723
Baltimore $3,711
Portland $3,702
Outer Banks $3,696
Astoria $3,672
County Cost Group 860 $3,672
Oxford $3,663
Fort Pierce $3,648
Great Lakes Navtracen $3,645
Aberdeen Proving Grounds $3,630
Eglin AFB $3,612
Denver $3,588
County Cost Group 850 $3,570
Detroit $3,555
Youngstown $1,827

Outer Banks is #86 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

Every pay grade at Outer Banks0 – $3,753 / month
E-1 $2,460
E-2 $2,460
E-3 $2,460
E-4 $2,460
E-5 $2,604
E-6 $2,946
E-7 $2,997
E-8 $3,051
E-9 $3,186
W-1 $2,964
W-2 $3,018
W-3 $3,090
W-4 $3,219
W-5 $3,387
O-1E $3,003
O-2E $3,075
O-3E $3,246
O-1 $2,652
O-2 $2,943
O-3 $3,087
O-4 $3,438
O-5 $3,696
O-6 $3,726
O-7 $3,753

The pay chart moves this allowance far less than the map does.

Moving from Outer Banks to Westchester County at O-5 is worth $4,368 a month — about 146 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…