BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,365 Without $1,143

E-5 at Paducah draws $1,365 per month with dependents in 2026, $1,143 without

Permalink bahratedesk.com/paducah-ky/ Excel CSV
Paducah, KY
E-5 · with dependents
$1,365/ month
$16,380 / year
At E-5, this is #318 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA KY430 · ZIPs 42001 42002 42003 42053 42086
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,750 / mo gross
Without dependents here $1,143 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Paducah · E-5 · $1,365/mo
Paducah $1,365/mo · $16,380/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Paducah — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,293 $1,029
E-2 $1,293 $1,029
E-3 $1,293 $1,029
E-4 $1,293 $1,029
E-5 $1,365 $1,143
E-6 $1,875 $1,407
E-7 $1,932 $1,449
E-8 $1,992 $1,494
E-9 $2,136 $1,623
Warrant officer
W-1 $1,896 $1,422
W-2 $1,956 $1,470
W-3 $2,034 $1,641
W-4 $2,175 $1,884
W-5 $2,355 $1,944
Officer — prior enlisted
O-1E $1,941 $1,455
O-2E $2,019 $1,587
O-3E $2,205 $1,869
Officer
O-1 $1,434 $1,215
O-2 $1,872 $1,452
O-3 $2,031 $1,689
O-4 $2,415 $1,929
O-5 $2,694 $2,022
O-6 $2,712 $2,034
O-7 $2,730 $2,049

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Hattiesburg $1,395
Sparta $1,395
County Cost Group 590 $1,392
Springfield $1,389
County Cost Group 580 $1,380
Columbia $1,377
Wichita $1,377
Albany $1,371
County Cost Group 570 $1,371
Cannon AFB $1,365
Paducah $1,365
County Cost Group 560 $1,362
Lake Charles $1,356
County Cost Group 550 $1,353
County Cost Group 540 $1,344
County Cost Group 530 $1,338
Stevens Point $1,338
County Cost Group 520 $1,332
County Cost Group 510 $1,329
Fort Riley $1,314
Alexandria $1,290
Anniston $1,185

Paducah is #318 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Paducah0 – $2,730 / month
E-1 $1,293
E-2 $1,293
E-3 $1,293
E-4 $1,293
E-5 $1,365
E-6 $1,875
E-7 $1,932
E-8 $1,992
E-9 $2,136
W-1 $1,896
W-2 $1,956
W-3 $2,034
W-4 $2,175
W-5 $2,355
O-1E $1,941
O-2E $2,019
O-3E $2,205
O-1 $1,434
O-2 $1,872
O-3 $2,031
O-4 $2,415
O-5 $2,694
O-6 $2,712
O-7 $2,730

The pay chart moves this allowance far less than the map does.

Moving from Paducah to San Francisco at E-5 is worth $3,762 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.