Official data current

Paducah BAH rates

Verified · Effective 2026-01-01 · MHA KY430

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W-5 · With dependents
$2,355per month

$28,260 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #259 of 338W-5 · with dependents reference
Taxable-pay equivalent$3,019/mo Using the stated 22% comparison rate
Year-over-year change+$150/mo · +6.8%2025 $2,205 → 2026 $2,355
W-5 rate selectedMHA KY430 ZIPs 42001 42002 42003 42053 42086
PCS compare Paducah · W-5 · with dep. · $2,355/mo
Paducah $2,355/mo · $28,260/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,205
2026$2,355

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Paducah — full sheet Tap a row

What this rate means

W-5 with dependents, nearest stations0 – $7,338 / month
Westchester County $7,338
County Cost Group 760 $2,421
Huntsville $2,415
China Lake $2,403
Wright-Patterson AFB $2,397
Fort Bragg $2,391
Bismarck $2,385
Lexington $2,379
Wilkes-Barre $2,376
Davis-Monthan AFB $2,373
County Cost Group 750 $2,367
Paducah $2,355
Columbia $2,352
Fort Huachuca $2,343
Minot AFB $2,343
Akron $2,337
Columbus AFB $2,337
Topeka $2,337
Fort Bliss $2,334
Gulfport $2,331
Terre Haute $2,322
Springfield $2,319
Youngstown $1,806

Paducah is #259 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

Every pay grade at Paducah0 – $2,730 / month
E-1 $1,293
E-2 $1,293
E-3 $1,293
E-4 $1,293
E-5 $1,365
E-6 $1,875
E-7 $1,932
E-8 $1,992
E-9 $2,136
W-1 $1,896
W-2 $1,956
W-3 $2,034
W-4 $2,175
W-5 $2,355
O-1E $1,941
O-2E $2,019
O-3E $2,205
O-1 $1,434
O-2 $1,872
O-3 $2,031
O-4 $2,415
O-5 $2,694
O-6 $2,712
O-7 $2,730

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…