PCS comparePanama City · O-2 · with dep. · $2,439/mo
Panama City$2,439/mo · $29,268/yr
CURRENT
Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Rochester$2,514
Dahlonega$2,511
Wilmington$2,496
Volusia County$2,493
Dover AFB$2,490
County Cost Group 820$2,487
Eugene$2,478
Grand Haven$2,478
Phoenix$2,454
Fairbanks$2,451
Panama City$2,439
Fort Stewart$2,436
Charlotte$2,433
Fort Carson$2,430
Barstow$2,427
Fort Worth$2,421
Hampton$2,418
Cleveland$2,415
Grand Rapids$2,400
Chattanooga$2,394
Salem$2,394
Youngstown$1,332
Panama City is #151 of 338. The spread between the
dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Panama City0 – $3,105 / month
E-1$2,058
E-2$2,058
E-3$2,058
E-4$2,058
E-5$2,163
E-6$2,442
E-7$2,538
E-8$2,643
E-9$2,766
W-1$2,460
W-2$2,580
W-3$2,712
W-4$2,787
W-5$2,886
O-1E$2,556
O-2E$2,691
O-3E$2,802
O-1$2,202
O-2$2,439
O-3$2,709
O-4$2,913
O-5$3,060
O-6$3,084
O-7$3,105
The pay chart moves this allowance far less than the map does.
Moving from Panama City to San Francisco at O-2
is worth $3,012 a month — about 11 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.