Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-9 without dependents at Pensacola draws $2,046 per month in 2026

    Permalinkbahratedesk.com/pensacola-fl/e-9/without/ExcelCSVDownloads cover this station.
    Pensacola, FL
    E-9 · without dependents
    $2,046/ month
    $24,552 / year
    At E-9, this is #199 of 338 stations loaded · high San Francisco $5,286 · low Anniston $1,335
    MHA FL064 · ZIPs 32501 32502 32503 32504 32505 32506 +32 more
    Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt
    Untaxed — matching it with taxable pay takes$2,623 / mo gross
    Other dependency status here$2,304 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Pensacola — full sheetTap a row
    PCS comparePensacola · E-9 · $2,046/mo
    Aberdeen Proving Grounds$2,607/mo · $31,284/yr
    ▲ RAISE+$561+$6,732/yr · like +$8,631 of salary

    What this rate means

    E-9 without dependents, nearest stations0 – $5,286 / month
    San Francisco$5,286
    Rock Island$2,073
    El Centro$2,061
    Columbus$2,055
    County Cost Group 790$2,049
    Pensacola$2,046
    Indianapolis$2,040
    Jackson$2,037
    Fort Wayne$2,034
    State College$2,034
    Anniston$1,335

    Pensacola is #199 of 338. The spread between the dearest and cheapest station at this grade is $3,951 a month — $47,412 a year, untaxed.

    Every pay grade at Pensacola0 – $2,259 / month
    E-1$1,521
    E-2$1,521
    E-3$1,521
    E-4$1,521
    E-5$1,644
    E-6$1,722
    E-7$1,791
    E-8$1,941
    E-9$2,046
    W-1$1,782
    W-2$1,938
    W-3$2,061
    W-4$2,229
    W-5$2,241
    O-1E$1,860
    O-2E$2,022
    O-3E$2,226
    O-1$1,719
    O-2$1,842
    O-3$2,097
    O-4$2,232
    O-5$2,244
    O-6$2,247
    O-7$2,259

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,046 a month of BAH takes more than $2,046 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.