O-6 without dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
County Cost Group 770$2,259
Lincoln$2,259
Malmstrom SFB$2,253
Fort Rucker$2,247
Pensacola$2,247
Shreveport$2,247
Greensboro$2,238
Fort Gordon$2,226
Whiteman AFB$2,226
Anniston$1,665
Pensacola is #229 of 338. The spread between
the dearest and cheapest station at this grade is $4,968 a month —
$59,616 a year, untaxed.
Every pay grade at Pensacola0 – $2,259 / month
E-1$1,521
E-2$1,521
E-3$1,521
E-4$1,521
E-5$1,644
E-6$1,722
E-7$1,791
E-8$1,941
E-9$2,046
W-1$1,782
W-2$1,938
W-3$2,061
W-4$2,229
W-5$2,241
O-1E$1,860
O-2E$2,022
O-3E$2,226
O-1$1,719
O-2$1,842
O-3$2,097
O-4$2,232
O-5$2,244
O-6$2,247
O-7$2,259
Promoting to O-7 here adds $12 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Pensacola to Westchester County at O-6 is worth $4,386 a month — about 366 promotions worth of housing allowance, at $12 per grade here.
02
Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,247 a month of BAH takes more than $2,247 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.