BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Peoria draws $1,752 per month in 2026

    Permalinkbahratedesk.com/peoria-il/o-3/without/ExcelCSVDownloads cover this station.
    Peoria, IL
    O-3 · without dependents
    $1,752/ month
    $21,024 / year
    At O-3, this is #277 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA IL090 · ZIPs 61451 61517 61523 61525 61526 61528 +58 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,246 / mo gross
    Other dependency status here$2,040 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Peoria — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,506$1,131
    E-2$1,506$1,131
    E-3$1,506$1,131
    E-4$1,506$1,131
    E-5$1,572$1,311
    E-6$1,860$1,437
    E-7$1,926$1,503
    E-8$1,995$1,635
    E-9$2,109$1,713
    Warrant officer
    W-1$1,878$1,494
    W-2$1,953$1,632
    W-3$2,043$1,725
    W-4$2,133$1,869
    W-5$2,250$1,941
    Officer — prior enlisted
    O-1E$1,935$1,569
    O-2E$2,028$1,695
    O-3E$2,151$1,851
    Officer
    O-1$1,614$1,434
    O-2$1,857$1,554
    O-3$2,040$1,752
    O-4$2,283$1,920
    O-5$2,463$1,956
    O-6$2,481$2,022
    O-7$2,493$2,052
    PCS comparePeoria · O-3 · $1,752/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$891+$10,692/yr · like +$13,708 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Beaumont$1,770
    Fort Rucker$1,767
    Malmstrom SFB$1,767
    Holloman AFB$1,764
    Peoria$1,752
    County Cost Group 730$1,749
    Lafayette$1,746
    Goodfellow AFB$1,740
    Brownsville$1,728
    Youngstown$1,344

    Peoria is #277 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Peoria0 – $2,052 / month
    E-1$1,131
    E-2$1,131
    E-3$1,131
    E-4$1,131
    E-5$1,311
    E-6$1,437
    E-7$1,503
    E-8$1,635
    E-9$1,713
    W-1$1,494
    W-2$1,632
    W-3$1,725
    W-4$1,869
    W-5$1,941
    O-1E$1,569
    O-2E$1,695
    O-3E$1,851
    O-1$1,434
    O-2$1,554
    O-3$1,752
    O-4$1,920
    O-5$1,956
    O-6$2,022
    O-7$2,052

    Promoting to O-4 here adds $168 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Peoria to San Francisco at O-3 is worth $3,579 a month — about 21 promotions worth of housing allowance, at $168 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,752 a month of BAH takes more than $1,752 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.