What is O-6 BAH at Peoria in 2026?

$2,022 per month without dependents ($24,264 per year), effective 01 JAN 2026. with dependents it is $2,481 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-6 BAH at Peoria 2026 — $2,022/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Peoria, IL

O-6 · without dependents

$2,022/ month

$24,264 / year

At O-6, this is #279 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,665

MHA IL090 · ZIPs 61451 61517 61523 61525 61526 61528 +58 more

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Untaxed — matching it with taxable pay takes$2,592 / mo gross

Other dependency status here$2,481 with dependents

In government quarters, no dependents$50.10 / mo partial

Peoria — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,506	$1,131
E-2	$1,506	$1,131
E-3	$1,506	$1,131
E-4	$1,506	$1,131
E-5	$1,572	$1,311
E-6	$1,860	$1,437
E-7	$1,926	$1,503
E-8	$1,995	$1,635
E-9	$2,109	$1,713
Warrant officer
W-1	$1,878	$1,494
W-2	$1,953	$1,632
W-3	$2,043	$1,725
W-4	$2,133	$1,869
W-5	$2,250	$1,941
Officer — prior enlisted
O-1E	$1,935	$1,569
O-2E	$2,028	$1,695
O-3E	$2,151	$1,851
Officer
O-1	$1,614	$1,434
O-2	$1,857	$1,554
O-3	$2,040	$1,752
O-4	$2,283	$1,920
O-5	$2,463	$1,956
O-6	$2,481	$2,022
O-7	$2,493	$2,052

What this rate means

O-6 without dependents, nearest stations0 – $6,633 / month

Westchester County$6,633

Paducah$2,034

Sumter$2,031

Yuma$2,031

Gulfport$2,025

Peoria$2,022

County Cost Group 720$2,019

Lafayette$2,019

Fort Leonard Wood$2,013

Morgantown$2,010

Anniston$1,665

Peoria is #279 of 338. The spread between the dearest and cheapest station at this grade is $4,968 a month — $59,616 a year, untaxed.

Every pay grade at Peoria0 – $2,052 / month

E-1$1,131

E-2$1,131

E-3$1,131

E-4$1,131

E-5$1,311

E-6$1,437

E-7$1,503

E-8$1,635

E-9$1,713

W-1$1,494

W-2$1,632

W-3$1,725

W-4$1,869

W-5$1,941

O-1E$1,569

O-2E$1,695

O-3E$1,851

O-1$1,434

O-2$1,554

O-3$1,752

O-4$1,920

O-5$1,956

O-6$2,022

O-7$2,052

Promoting to O-7 here adds $30 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Peoria to Westchester County at O-6 is worth $4,611 a month — about 154 promotions worth of housing allowance, at $30 per grade here.

Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,022 a month of BAH takes more than $2,022 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-6 without dependents at Peoria draws $2,022 per month in 2026

What this rate means

Things the rate table doesn't tell you