BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,393 Without $3,045

E-5 at Perth Amboy draws $3,393 per month with dependents in 2026, $3,045 without

Permalink bahratedesk.com/perth-amboy-nj/ Excel CSV
Perth Amboy, NJ
E-5 · with dependents
$3,393/ month
$40,716 / year
At E-5, this is #31 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NJ201 · ZIPs 07001 07008 07059 07063 07064 07067 +70 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,350 / mo gross
Without dependents here $3,045 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Perth Amboy · E-5 · $3,393/mo
Perth Amboy $3,393/mo · $40,716/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Perth Amboy — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,339 $2,592
E-2 $3,339 $2,592
E-3 $3,339 $2,592
E-4 $3,339 $2,592
E-5 $3,393 $3,045
E-6 $4,071 $3,285
E-7 $4,134 $3,339
E-8 $4,200 $3,531
E-9 $4,350 $3,735
Warrant officer
W-1 $4,092 $3,336
W-2 $4,161 $3,528
W-3 $4,242 $3,759
W-4 $4,392 $4,083
W-5 $4,578 $4,146
Officer — prior enlisted
O-1E $4,143 $3,390
O-2E $4,227 $3,690
O-3E $4,422 $4,065
Officer
O-1 $3,477 $3,282
O-2 $4,065 $3,381
O-3 $4,239 $3,825
O-4 $4,638 $4,128
O-5 $4,926 $4,161
O-6 $4,968 $4,221
O-7 $5,007 $4,296

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
Anniston $1,185

Perth Amboy is #31 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Perth Amboy0 – $5,007 / month
E-1 $3,339
E-2 $3,339
E-3 $3,339
E-4 $3,339
E-5 $3,393
E-6 $4,071
E-7 $4,134
E-8 $4,200
E-9 $4,350
W-1 $4,092
W-2 $4,161
W-3 $4,242
W-4 $4,392
W-5 $4,578
O-1E $4,143
O-2E $4,227
O-3E $4,422
O-1 $3,477
O-2 $4,065
O-3 $4,239
O-4 $4,638
O-5 $4,926
O-6 $4,968
O-7 $5,007

The pay chart moves this allowance far less than the map does.

Moving from Perth Amboy to San Francisco at E-5 is worth $1,734 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.