BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,339Without $2,592

    E-4 at Perth Amboy draws $3,339 per month with dependents in 2026, $2,592 without

    Permalinkbahratedesk.com/perth-amboy-nj/e-4/ExcelCSVDownloads cover this station.
    Perth Amboy, NJ
    E-4 · with dependents
    $3,339/ month
    $40,068 / year
    At E-4, this is #24 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA NJ201 · ZIPs 07001 07008 07059 07063 07064 07067 +70 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$4,281 / mo gross
    Without dependents here$2,592 / mo
    In government quarters, no dependents$50.10 / mo partial
    Perth Amboy — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,339$2,592
    E-2$3,339$2,592
    E-3$3,339$2,592
    E-4$3,339$2,592
    E-5$3,393$3,045
    E-6$4,071$3,285
    E-7$4,134$3,339
    E-8$4,200$3,531
    E-9$4,350$3,735
    Warrant officer
    W-1$4,092$3,336
    W-2$4,161$3,528
    W-3$4,242$3,759
    W-4$4,392$4,083
    W-5$4,578$4,146
    Officer — prior enlisted
    O-1E$4,143$3,390
    O-2E$4,227$3,690
    O-3E$4,422$4,065
    Officer
    O-1$3,477$3,282
    O-2$4,065$3,381
    O-3$4,239$3,825
    O-4$4,638$4,128
    O-5$4,926$4,161
    O-6$4,968$4,221
    O-7$5,007$4,296
    PCS comparePerth Amboy · E-4 · $3,339/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▼ CUT−$1,071−$12,852/yr · like −$16,477 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Miami$3,459
    Hawaii County$3,447
    Ventura$3,378
    Fort Monmouth$3,357
    Perth Amboy$3,339
    Honolulu County$3,333
    Essex CO$3,282
    West Point$3,258
    Marin$3,252
    Youngstown$1,134

    Perth Amboy is #24 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Perth Amboy0 – $5,007 / month
    E-1$3,339
    E-2$3,339
    E-3$3,339
    E-4$3,339
    E-5$3,393
    E-6$4,071
    E-7$4,134
    E-8$4,200
    E-9$4,350
    W-1$4,092
    W-2$4,161
    W-3$4,242
    W-4$4,392
    W-5$4,578
    O-1E$4,143
    O-2E$4,227
    O-3E$4,422
    O-1$3,477
    O-2$4,065
    O-3$4,239
    O-4$4,638
    O-5$4,926
    O-6$4,968
    O-7$5,007

    Promoting to E-5 here adds $54 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Perth Amboy to New York City at E-4 is worth $1,728 a month — about 32 promotions worth of housing allowance, at $54 per grade here.

    02

    Dependency status is worth 29% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,339 a month of BAH takes more than $3,339 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.