Official data current

Philadelphia BAH rates

Verified · Effective 2026-01-01 · MHA PA248

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E-7 · With dependents
$3,000per month

$36,000 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #80 of 338E-7 · with dependents reference
Taxable-pay equivalent$3,846/mo Using the stated 22% comparison rate
Year-over-year change+$120/mo · +4.2%2025 $2,880 → 2026 $3,000
E-7 rate selectedMHA PA248 ZIPs 08001 08002 08003 08004 08007 08009 +255
PCS compare Philadelphia · E-7 · with dep. · $3,000/mo
Philadelphia $3,000/mo · $36,000/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,880
2026$3,000

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Philadelphia — full sheet Tap a row

What this rate means

E-7 with dependents, nearest stations0 – $5,832 / month
Westchester County $5,832
Cape May $3,114
Denver $3,114
County Cost Group 870 $3,096
Madison $3,084
Stockton $3,072
Tampa $3,066
Hampden County $3,063
JB Elmendorf-Richardson $3,045
Austin $3,039
Ketchikan $3,027
Philadelphia $3,000
Ballston Spa $2,997
Brunswick $2,997
Outer Banks $2,997
Sacramento $2,997
Baltimore $2,994
Fort Myers Beach $2,994
JB Lewis-McChord $2,994
Orlando $2,982
Kodiak Island $2,970
Astoria $2,949
Youngstown $1,491

Philadelphia is #80 of 338. The spread between the dearest and cheapest station at this grade is $4,341 a month — $52,092 a year, untaxed.

Every pay grade at Philadelphia0 – $3,816 / month
E-1 $2,448
E-2 $2,448
E-3 $2,448
E-4 $2,448
E-5 $2,691
E-6 $2,979
E-7 $3,000
E-8 $3,009
E-9 $3,111
W-1 $2,997
W-2 $3,006
W-3 $3,018
W-4 $3,156
W-5 $3,366
O-1E $3,003
O-2E $3,012
O-3E $3,189
O-1 $2,733
O-2 $2,976
O-3 $3,015
O-4 $3,435
O-5 $3,759
O-6 $3,789
O-7 $3,816

The pay chart moves this allowance far less than the map does.

Moving from Philadelphia to Westchester County at E-7 is worth $2,832 a month — about 315 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…