Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $3,207Without $2,745

    O-3E at Portland draws $3,207 per month with dependents in 2026, $2,745 without

    Permalinkbahratedesk.com/portland-or/o-3e/ExcelCSVDownloads cover this station.
    Portland, OR
    O-3E · with dependents
    $3,207/ month
    $38,484 / year
    At O-3E, this is #92 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA OR243 · ZIPs 97003 97004 97005 97006 97007 97008 +129 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$4,112 / mo gross
    Without dependents here$2,745 / mo
    In government quarters, no dependents$50.10 / mo partial
    Portland — full sheetTap a row
    PCS comparePortland · O-3E · $3,207/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$15+$180/yr · like +$231 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Fort Myers Beach$3,228
    Fort Pierce$3,228
    Aberdeen Proving Grounds$3,222
    JB Lewis-McChord$3,216
    Portland$3,207
    Philadelphia$3,189
    Whidbey Island$3,189
    Great Lakes Navtracen$3,183
    Charlottesville$3,177
    Youngstown$1,788

    Portland is #92 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Portland0 – $3,759 / month
    E-1$2,193
    E-2$2,193
    E-3$2,193
    E-4$2,193
    E-5$2,379
    E-6$2,751
    E-7$2,853
    E-8$2,961
    E-9$3,138
    W-1$2,772
    W-2$2,898
    W-3$3,033
    W-4$3,180
    W-5$3,360
    O-1E$2,871
    O-2E$3,012
    O-3E$3,207
    O-1$2,430
    O-2$2,748
    O-3$3,030
    O-4$3,420
    O-5$3,702
    O-6$3,732
    O-7$3,759

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,207 a month of BAH takes more than $3,207 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.