BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,925Without $2,511

    O-6 at Provo draws $2,925 per month with dependents in 2026, $2,511 without

    Permalinkbahratedesk.com/provo-ut/o-6/ExcelCSVDownloads cover this station.
    Provo, UT
    O-6 · with dependents
    $2,925/ month
    $35,100 / year
    At O-6, this is #194 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839
    MHA UT357 · ZIPs 84003 84004 84005 84013 84042 84043 +21 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$3,750 / mo gross
    Without dependents here$2,511 / mo
    In government quarters, no dependents$50.10 / mo partial
    Provo — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,929$1,593
    E-2$1,929$1,593
    E-3$1,929$1,593
    E-4$1,929$1,593
    E-5$2,058$1,719
    E-6$2,229$1,806
    E-7$2,337$1,929
    E-8$2,457$2,097
    E-9$2,592$2,139
    Warrant officer
    W-1$2,244$1,896
    W-2$2,385$2,094
    W-3$2,532$2,145
    W-4$2,613$2,247
    W-5$2,718$2,361
    Officer — prior enlisted
    O-1E$2,355$2,055
    O-2E$2,511$2,127
    O-3E$2,631$2,217
    Officer
    O-1$2,085$1,794
    O-2$2,226$2,019
    O-3$2,529$2,160
    O-4$2,745$2,337
    O-5$2,901$2,403
    O-6$2,925$2,511
    O-7$2,943$2,553
    PCS compareProvo · O-6 · $2,925/mo
    Aberdeen Proving Grounds$3,660/mo · $43,920/yr
    ▲ RAISE+$735+$8,820/yr · like +$11,308 of salary

    What this rate means

    O-6 with dependents, nearest stations0 – $8,136 / month
    Westchester County$8,136
    County Cost Group 790$2,928
    Des Moines$2,925
    Fargo$2,925
    Mountain Home AFB$2,925
    Provo$2,925
    Johnson City$2,919
    Morehead$2,919
    Dahlonega$2,916
    Albuquerque$2,892
    Youngstown$1,839

    Provo is #194 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

    Every pay grade at Provo0 – $2,943 / month
    E-1$1,929
    E-2$1,929
    E-3$1,929
    E-4$1,929
    E-5$2,058
    E-6$2,229
    E-7$2,337
    E-8$2,457
    E-9$2,592
    W-1$2,244
    W-2$2,385
    W-3$2,532
    W-4$2,613
    W-5$2,718
    O-1E$2,355
    O-2E$2,511
    O-3E$2,631
    O-1$2,085
    O-2$2,226
    O-3$2,529
    O-4$2,745
    O-5$2,901
    O-6$2,925
    O-7$2,943

    Promoting to O-7 here adds $18 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Provo to Westchester County at O-6 is worth $5,211 a month — about 290 promotions worth of housing allowance, at $18 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,925 a month of BAH takes more than $2,925 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.