BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,986 Without $1,545

E-5 at Rapid City draws $1,986 per month with dependents in 2026, $1,545 without

Permalink bahratedesk.com/rapid-city-ellsworth-afb-sd/ Excel CSV
Rapid City/Ellsworth AFB, SD
E-5 · with dependents
$1,986/ month
$23,832 / year
At E-5, this is #181 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA SD264 · ZIPs 57626 57701 57702 57703 57706 57709 +26 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,546 / mo gross
Without dependents here $1,545 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Rapid City · E-5 · $1,986/mo
Rapid City $1,986/mo · $23,832/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Rapid City — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,800 $1,440
E-2 $1,800 $1,440
E-3 $1,800 $1,440
E-4 $1,800 $1,440
E-5 $1,986 $1,545
E-6 $2,211 $1,656
E-7 $2,307 $1,806
E-8 $2,409 $2,037
E-9 $2,538 $2,094
Warrant officer
W-1 $2,229 $1,746
W-2 $2,349 $2,034
W-3 $2,478 $2,103
W-4 $2,559 $2,226
W-5 $2,664 $2,328
Officer — prior enlisted
O-1E $2,322 $1,983
O-2E $2,457 $2,082
O-3E $2,574 $2,202
Officer
O-1 $2,022 $1,614
O-2 $2,208 $1,929
O-3 $2,475 $2,124
O-4 $2,691 $2,304
O-5 $2,850 $2,361
O-6 $2,871 $2,457
O-7 $2,889 $2,496

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Gainesville $2,040
Wilmington $2,040
Toledo $2,031
Salem $2,004
Barstow $2,001
Cleveland $1,998
Louisville $1,989
Chattanooga $1,986
El Centro $1,986
Kansas City $1,986
Rapid City $1,986
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Greenville $1,923
Yakima $1,923
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Anniston $1,185

Rapid City is #181 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Rapid City0 – $2,889 / month
E-1 $1,800
E-2 $1,800
E-3 $1,800
E-4 $1,800
E-5 $1,986
E-6 $2,211
E-7 $2,307
E-8 $2,409
E-9 $2,538
W-1 $2,229
W-2 $2,349
W-3 $2,478
W-4 $2,559
W-5 $2,664
O-1E $2,322
O-2E $2,457
O-3E $2,574
O-1 $2,022
O-2 $2,208
O-3 $2,475
O-4 $2,691
O-5 $2,850
O-6 $2,871
O-7 $2,889

The pay chart moves this allowance far less than the map does.

Moving from Rapid City to San Francisco at E-5 is worth $3,141 a month — about 14 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.