Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $2,889Without $2,496

    O-7 at Rapid City draws $2,889 per month with dependents in 2026, $2,496 without

    Permalinkbahratedesk.com/rapid-city-ellsworth-afb-sd/o-7/ExcelCSVDownloads cover this station.
    Rapid City/Ellsworth AFB, SD
    O-7 · with dependents
    $2,889/ month
    $34,668 / year
    At O-7, this is #201 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA SD264 · ZIPs 57626 57701 57702 57703 57706 57709 +26 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,704 / mo gross
    Without dependents here$2,496 / mo
    In government quarters, no dependents$50.10 / mo partial
    Rapid City — full sheetTap a row
    PCS compareRapid City · O-7 · $2,889/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$798+$9,576/yr · like +$12,277 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Dahlonega$2,934
    Albuquerque$2,910
    Rock Island$2,910
    Kansas City$2,889
    Rapid City$2,889
    Fayetteville$2,886
    Lexington$2,880
    Lemoore NAS$2,874
    Birmingham$2,865
    Youngstown$1,845

    Rapid City is #201 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Rapid City0 – $2,889 / month
    E-1$1,800
    E-2$1,800
    E-3$1,800
    E-4$1,800
    E-5$1,986
    E-6$2,211
    E-7$2,307
    E-8$2,409
    E-9$2,538
    W-1$2,229
    W-2$2,349
    W-3$2,478
    W-4$2,559
    W-5$2,664
    O-1E$2,322
    O-2E$2,457
    O-3E$2,574
    O-1$2,022
    O-2$2,208
    O-3$2,475
    O-4$2,691
    O-5$2,850
    O-6$2,871
    O-7$2,889

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,889 a month of BAH takes more than $2,889 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.