BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,358 Without $1,866

E-5 at Richmond draws $2,358 per month with dependents in 2026, $1,866 without

Permalink bahratedesk.com/richmond-fort-lee-va/ Excel CSV
Richmond/Fort Lee, VA
E-5 · with dependents
$2,358/ month
$28,296 / year
At E-5, this is #119 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA VA301 · ZIPs 23058 23059 23060 23075 23112 23113 +65 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,023 / mo gross
Without dependents here $1,866 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Richmond · E-5 · $2,358/mo
Richmond $2,358/mo · $28,296/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Richmond — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,157 $1,728
E-2 $2,157 $1,728
E-3 $2,157 $1,728
E-4 $2,157 $1,728
E-5 $2,358 $1,866
E-6 $2,628 $1,971
E-7 $2,676 $2,163
E-8 $2,727 $2,418
E-9 $2,835 $2,490
Warrant officer
W-1 $2,646 $2,094
W-2 $2,694 $2,415
W-3 $2,763 $2,502
W-4 $2,862 $2,631
W-5 $2,991 $2,685
Officer — prior enlisted
O-1E $2,682 $2,355
O-2E $2,751 $2,475
O-3E $2,883 $2,619
Officer
O-1 $2,400 $1,950
O-2 $2,625 $2,295
O-3 $2,760 $2,526
O-4 $3,030 $2,670
O-5 $3,231 $2,694
O-6 $3,255 $2,739
O-7 $3,276 $2,784

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Corvallis $2,388
Hampden County $2,388
Charleston $2,385
Portland $2,379
Allentown $2,373
Charlottesville $2,373
Ocala $2,370
Bremerton $2,364
Detroit $2,361
Fort Carson $2,358
Richmond $2,358
County Cost Group 840 $2,322
Dahlgren $2,313
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Anniston $1,185

Richmond is #119 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Richmond0 – $3,276 / month
E-1 $2,157
E-2 $2,157
E-3 $2,157
E-4 $2,157
E-5 $2,358
E-6 $2,628
E-7 $2,676
E-8 $2,727
E-9 $2,835
W-1 $2,646
W-2 $2,694
W-3 $2,763
W-4 $2,862
W-5 $2,991
O-1E $2,682
O-2E $2,751
O-3E $2,883
O-1 $2,400
O-2 $2,625
O-3 $2,760
O-4 $3,030
O-5 $3,231
O-6 $3,255
O-7 $3,276

The pay chart moves this allowance far less than the map does.

Moving from Richmond to San Francisco at E-5 is worth $2,769 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.