Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
Twenty Nine Palms MCB$2,814
Syracuse$2,811
Fort Collins$2,805
Reno$2,799
Nashville$2,784
Detroit$2,778
Buffalo$2,772
Helena$2,772
Patuxent River$2,769
Eugene$2,766
Richmond$2,760
St. Louis$2,760
Rochester$2,757
Barstow$2,748
Atlanta$2,745
Savannah$2,745
Salt Lake City$2,742
County Cost Group 820$2,730
Charleston$2,721
Panama City$2,709
Salem$2,709
Anniston$1,686
Richmond is #135 of 338. The spread between the
dearest and cheapest station at this grade is $4,947 a month —
$59,364 a year, untaxed.
Every pay grade at Richmond0 – $3,276 / month
E-1$2,157
E-2$2,157
E-3$2,157
E-4$2,157
E-5$2,358
E-6$2,628
E-7$2,676
E-8$2,727
E-9$2,835
W-1$2,646
W-2$2,694
W-3$2,763
W-4$2,862
W-5$2,991
O-1E$2,682
O-2E$2,751
O-3E$2,883
O-1$2,400
O-2$2,625
O-3$2,760
O-4$3,030
O-5$3,231
O-6$3,255
O-7$3,276
The pay chart moves this allowance far less than the map does.
Moving from Richmond to Westchester County at O-3
is worth $3,873 a month — about 14 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.