BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,214 Without $1,662

E-5 at Rochester draws $2,214 per month with dependents in 2026, $1,662 without

Permalink bahratedesk.com/rochester-ny/ Excel CSV
Rochester, NY
E-5 · with dependents
$2,214/ month
$26,568 / year
At E-5, this is #134 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NY221 · ZIPs 14410 14420 14428 14430 14445 14450 +56 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,838 / mo gross
Without dependents here $1,662 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Rochester · E-5 · $2,214/mo
Rochester $2,214/mo · $26,568/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Rochester — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,941 $1,455
E-2 $1,941 $1,455
E-3 $1,941 $1,455
E-4 $1,941 $1,455
E-5 $2,214 $1,662
E-6 $2,517 $1,887
E-7 $2,604 $1,953
E-8 $2,697 $2,280
E-9 $2,832 $2,364
Warrant officer
W-1 $2,535 $1,902
W-2 $2,643 $2,277
W-3 $2,760 $2,376
W-4 $2,859 $2,532
W-5 $2,988 $2,625
Officer — prior enlisted
O-1E $2,619 $2,211
O-2E $2,739 $2,343
O-3E $2,880 $2,508
Officer
O-1 $2,259 $1,695
O-2 $2,514 $2,127
O-3 $2,757 $2,403
O-4 $3,027 $2,601
O-5 $3,222 $2,652
O-6 $3,249 $2,736
O-7 $3,270 $2,784

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Nashville $2,268
County Cost Group 830 $2,250
Austin $2,241
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Anniston $1,185

Rochester is #134 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Rochester0 – $3,270 / month
E-1 $1,941
E-2 $1,941
E-3 $1,941
E-4 $1,941
E-5 $2,214
E-6 $2,517
E-7 $2,604
E-8 $2,697
E-9 $2,832
W-1 $2,535
W-2 $2,643
W-3 $2,760
W-4 $2,859
W-5 $2,988
O-1E $2,619
O-2E $2,739
O-3E $2,880
O-1 $2,259
O-2 $2,514
O-3 $2,757
O-4 $3,027
O-5 $3,222
O-6 $3,249
O-7 $3,270

The pay chart moves this allowance far less than the map does.

Moving from Rochester to San Francisco at E-5 is worth $2,913 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.