BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,941Without $1,455

    E-3 at Rochester draws $1,941 per month with dependents in 2026, $1,455 without

    Permalinkbahratedesk.com/rochester-ny/e-3/ExcelCSVDownloads cover this station.
    Rochester, NY
    E-3 · with dependents
    $1,941/ month
    $23,292 / year
    At E-3, this is #163 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA NY221 · ZIPs 14410 14420 14428 14430 14445 14450 +56 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$2,488 / mo gross
    Without dependents here$1,455 / mo
    In government quarters, no dependents$50.10 / mo partial
    Rochester — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,941$1,455
    E-2$1,941$1,455
    E-3$1,941$1,455
    E-4$1,941$1,455
    E-5$2,214$1,662
    E-6$2,517$1,887
    E-7$2,604$1,953
    E-8$2,697$2,280
    E-9$2,832$2,364
    Warrant officer
    W-1$2,535$1,902
    W-2$2,643$2,277
    W-3$2,760$2,376
    W-4$2,859$2,532
    W-5$2,988$2,625
    Officer — prior enlisted
    O-1E$2,619$2,211
    O-2E$2,739$2,343
    O-3E$2,880$2,508
    Officer
    O-1$2,259$1,695
    O-2$2,514$2,127
    O-3$2,757$2,403
    O-4$3,027$2,601
    O-5$3,222$2,652
    O-6$3,249$2,736
    O-7$3,270$2,784
    PCS compareRochester · E-3 · $1,941/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$327+$3,924/yr · like +$5,031 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Spokane$1,947
    Lemoore NAS$1,944
    Salt Lake City$1,944
    Nellis AFB$1,941
    Rochester$1,941
    Fort Worth$1,938
    Ogden$1,932
    Wilmington$1,932
    Provo$1,929
    Youngstown$1,134

    Rochester is #163 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Rochester0 – $3,270 / month
    E-1$1,941
    E-2$1,941
    E-3$1,941
    E-4$1,941
    E-5$2,214
    E-6$2,517
    E-7$2,604
    E-8$2,697
    E-9$2,832
    W-1$2,535
    W-2$2,643
    W-3$2,760
    W-4$2,859
    W-5$2,988
    O-1E$2,619
    O-2E$2,739
    O-3E$2,880
    O-1$2,259
    O-2$2,514
    O-3$2,757
    O-4$3,027
    O-5$3,222
    O-6$3,249
    O-7$3,270

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,941 a month of BAH takes more than $1,941 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.