BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-6 with dependents at Rome draws $3,267 per month in 2026

    Permalinkbahratedesk.com/rome-griffiss-afb-ny/o-6/with/ExcelCSVDownloads cover this station.
    Rome/Griffiss AFB, NY
    O-6 · with dependents
    $3,267/ month
    $39,204 / year
    At O-6, this is #135 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839
    MHA NY222 · ZIPs 13054 13123 13157 13162 13301 13303 +51 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$4,188 / mo gross
    Other dependency status here$2,859 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Rome — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,929$1,446
    E-2$1,929$1,446
    E-3$1,929$1,446
    E-4$1,929$1,446
    E-5$2,109$1,614
    E-6$2,739$2,055
    E-7$2,790$2,094
    E-8$2,844$2,238
    E-9$2,937$2,424
    Warrant officer
    W-1$2,760$2,070
    W-2$2,811$2,235
    W-3$2,883$2,448
    W-4$2,958$2,745
    W-5$3,060$2,802
    Officer — prior enlisted
    O-1E$2,796$2,106
    O-2E$2,868$2,382
    O-3E$2,976$2,733
    Officer
    O-1$2,190$1,749
    O-2$2,730$2,097
    O-3$2,880$2,508
    O-4$3,090$2,784
    O-5$3,243$2,811
    O-6$3,267$2,859
    O-7$3,291$2,907
    PCS compareRome · O-6 · $3,267/mo
    Aberdeen Proving Grounds$3,660/mo · $43,920/yr
    ▲ RAISE+$393+$4,716/yr · like +$6,046 of salary

    What this rate means

    O-6 with dependents, nearest stations0 – $8,136 / month
    Westchester County$8,136
    St. Louis$3,285
    Orlando$3,282
    County Cost Group 820$3,279
    Savannah$3,273
    Rome$3,267
    Yakima$3,267
    Abilene$3,258
    Durham$3,258
    Helena$3,258
    Youngstown$1,839

    Rome is #135 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

    Every pay grade at Rome0 – $3,291 / month
    E-1$1,929
    E-2$1,929
    E-3$1,929
    E-4$1,929
    E-5$2,109
    E-6$2,739
    E-7$2,790
    E-8$2,844
    E-9$2,937
    W-1$2,760
    W-2$2,811
    W-3$2,883
    W-4$2,958
    W-5$3,060
    O-1E$2,796
    O-2E$2,868
    O-3E$2,976
    O-1$2,190
    O-2$2,730
    O-3$2,880
    O-4$3,090
    O-5$3,243
    O-6$3,267
    O-7$3,291

    Promoting to O-7 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Rome to Westchester County at O-6 is worth $4,869 a month — about 203 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,267 a month of BAH takes more than $3,267 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.