W-2 without dependents, nearest stations0 – $5,193 / month
San Francisco$5,193
Spokane$2,259
Eugene$2,247
Grand Haven$2,244
Albuquerque$2,238
Rome$2,235
County Cost Group 820$2,229
Charlotte$2,226
Bridgeport$2,223
Panama City$2,220
Youngstown$1,224
Rome is #146 of 338. The spread between
the dearest and cheapest station at this grade is $3,969 a month —
$47,628 a year, untaxed.
Every pay grade at Rome0 – $2,907 / month
E-1$1,446
E-2$1,446
E-3$1,446
E-4$1,446
E-5$1,614
E-6$2,055
E-7$2,094
E-8$2,238
E-9$2,424
W-1$2,070
W-2$2,235
W-3$2,448
W-4$2,745
W-5$2,802
O-1E$2,106
O-2E$2,382
O-3E$2,733
O-1$1,749
O-2$2,097
O-3$2,508
O-4$2,784
O-5$2,811
O-6$2,859
O-7$2,907
Promoting to W-3 here adds $213 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Rome to San Francisco at W-2 is worth $2,958 a month — about 14 promotions worth of housing allowance, at $213 per grade here.
02
Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,235 a month of BAH takes more than $2,235 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.