Official data current

Sacramento BAH rates

Verified · Effective 2026-01-01 · MHA CA034

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O-3 · With dependents
$3,039per month

$36,468 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #99 of 338O-3 · with dependents reference
Taxable-pay equivalent$3,896/mo Using the stated 22% comparison rate
Year-over-year change−$12/mo · −0.4%2025 $3,051 → 2026 $3,039
O-3 rate selectedMHA CA034 ZIPs 94203 94204 94205 94206 94209 94229 +152
PCS compare Sacramento · O-3 · with dep. · $3,039/mo
Sacramento $3,039/mo · $36,468/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,051
2026$3,039

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Sacramento — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
County Cost Group 860 $3,090
Outer Banks $3,087
Port Angeles $3,081
Tampa $3,081
Fort Pierce $3,078
Aberdeen Proving Grounds $3,072
Traverse City $3,069
Dover AFB $3,051
Bremerton $3,045
Charlottesville $3,045
Sacramento $3,039
Portland $3,030
Bridgeport $3,018
Great Lakes Navtracen $3,018
Philadelphia $3,015
County Cost Group 850 $3,003
Orlando $2,997
Oxford $2,985
Fairbanks $2,937
Fresno $2,937
Patrick SFB $2,922
Anniston $1,686

Sacramento is #99 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Sacramento0 – $3,576 / month
E-1 $2,598
E-2 $2,598
E-3 $2,598
E-4 $2,598
E-5 $2,904
E-6 $2,979
E-7 $2,997
E-8 $3,021
E-9 $3,114
W-1 $2,994
W-2 $3,006
W-3 $3,042
W-4 $3,144
W-5 $3,276
O-1E $3,000
O-2E $3,033
O-3E $3,165
O-1 $2,922
O-2 $2,976
O-3 $3,039
O-4 $3,318
O-5 $3,525
O-6 $3,552
O-7 $3,576

The pay chart moves this allowance far less than the map does.

Moving from Sacramento to Westchester County at O-3 is worth $3,594 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…