Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
E-4 with dependents, nearest stations0 – $5,067 / month
New York City$5,067
Sault Ste Marie$1,386
Sparta$1,380
County Cost Group 690$1,374
Laughlin AFB$1,371
County Cost Group 680$1,365
County Cost Group 670$1,356
Springfield$1,356
County Cost Group 660$1,344
County Cost Group 650$1,335
County Cost Group 640$1,329
Saginaw$1,329
Albany$1,326
County Cost Group 630$1,320
Wichita$1,320
Hattiesburg$1,317
County Cost Group 620$1,314
Charleston$1,308
County Cost Group 610$1,308
Columbus AFB$1,302
County Cost Group 600$1,302
Paducah$1,293
Youngstown$1,134
Saginaw is #301 of 338. The spread between the
dearest and cheapest station at this grade is $3,933 a month —
$47,196 a year, untaxed.
Every pay grade at Saginaw0 – $2,031 / month
E-1$1,329
E-2$1,329
E-3$1,329
E-4$1,329
E-5$1,503
E-6$1,749
E-7$1,782
E-8$1,818
E-9$1,869
W-1$1,767
W-2$1,797
W-3$1,845
W-4$1,878
W-5$1,929
O-1E$1,785
O-2E$1,833
O-3E$1,887
O-1$1,542
O-2$1,746
O-3$1,842
O-4$1,938
O-5$2,007
O-6$2,022
O-7$2,031
The pay chart moves this allowance far less than the map does.
Moving from Saginaw to New York City at E-4
is worth $3,738 a month — about 21 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.