BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 without dependents at Salem draws $2,580 per month in 2026

    Permalinkbahratedesk.com/salem-or/o-5/without/ExcelCSVDownloads cover this station.
    Salem, OR
    O-5 · without dependents
    $2,580/ month
    $30,960 / year
    At O-5, this is #150 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593
    MHA OR244 · ZIPs 97002 97020 97026 97032 97071 97137 +27 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,308 / mo gross
    Other dependency status here$3,228 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Salem — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,872$1,455
    E-2$1,872$1,455
    E-3$1,872$1,455
    E-4$1,872$1,455
    E-5$2,004$1,635
    E-6$2,397$1,797
    E-7$2,511$1,884
    E-8$2,634$2,088
    E-9$2,796$2,199
    Warrant officer
    W-1$2,418$1,839
    W-2$2,562$2,085
    W-3$2,712$2,214
    W-4$2,826$2,421
    W-5$2,967$2,538
    Officer — prior enlisted
    O-1E$2,532$2,001
    O-2E$2,688$2,175
    O-3E$2,847$2,391
    Officer
    O-1$2,058$1,740
    O-2$2,394$1,965
    O-3$2,709$2,253
    O-4$3,009$2,514
    O-5$3,228$2,580
    O-6$3,252$2,691
    O-7$3,276$2,736
    PCS compareSalem · O-5 · $2,580/mo
    Aberdeen Proving Grounds$2,934/mo · $35,208/yr
    ▲ RAISE+$354+$4,248/yr · like +$5,446 of salary

    What this rate means

    O-5 without dependents, nearest stations0 – $6,162 / month
    Westchester County$6,162
    Pittsburgh$2,613
    Elizabeth City$2,607
    Panama City$2,595
    Salt Lake City$2,586
    Salem$2,580
    Yakima$2,568
    Volusia County$2,565
    Wilmington$2,565
    Cincinnati$2,562
    Youngstown$1,593

    Salem is #150 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

    Every pay grade at Salem0 – $2,736 / month
    E-1$1,455
    E-2$1,455
    E-3$1,455
    E-4$1,455
    E-5$1,635
    E-6$1,797
    E-7$1,884
    E-8$2,088
    E-9$2,199
    W-1$1,839
    W-2$2,085
    W-3$2,214
    W-4$2,421
    W-5$2,538
    O-1E$2,001
    O-2E$2,175
    O-3E$2,391
    O-1$1,740
    O-2$1,965
    O-3$2,253
    O-4$2,514
    O-5$2,580
    O-6$2,691
    O-7$2,736

    Promoting to O-6 here adds $111 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Salem to Westchester County at O-5 is worth $3,582 a month — about 32 promotions worth of housing allowance, at $111 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,580 a month of BAH takes more than $2,580 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.