Official data current

San Antonio (JBSA) BAH rates

Verified · Effective 2026-01-01 · MHA TX285

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W-4 · With dependents
$2,178per month

$26,136 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #269 of 338W-4 · with dependents reference
Taxable-pay equivalent$2,792/mo Using the stated 22% comparison rate
Year-over-year change−$51/mo · −2.3%2025 $2,229 → 2026 $2,178
W-4 rate selectedMHA TX285 ZIPs 78002 78023 78054 78069 78070 78073 +107
PCS compare San Antonio (JBSA) · W-4 · with dep. · $2,178/mo
San Antonio (JBSA) $2,178/mo · $26,136/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,229
2026$2,178

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

MHA

Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.

RATE PROTECTION

Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.

San Antonio (JBSA) — full sheet Tap a row

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County $6,963
Goodfellow AFB $2,247
Minot AFB $2,247
Lexington $2,241
Wright-Patterson AFB $2,232
Columbia $2,226
Wilkes-Barre $2,214
County Cost Group 740 $2,193
Sioux Falls $2,193
Camp Lejeune $2,187
Topeka $2,187
San Antonio (JBSA) $2,178
Gulfport $2,175
Paducah $2,175
Sumter $2,169
County Cost Group 730 $2,157
Morgantown $2,157
Frankfort $2,151
Fort Benning $2,148
Terre Haute $2,145
Springfield $2,142
White Sands MR $2,142
Stevens Point $1,779

San Antonio (JBSA) is #269 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at San Antonio (JBSA)0 – $2,490 / month
E-1 $1,728
E-2 $1,728
E-3 $1,728
E-4 $1,728
E-5 $1,869
E-6 $2,094
E-7 $2,112
E-8 $2,121
E-9 $2,157
W-1 $2,109
W-2 $2,118
W-3 $2,130
W-4 $2,178
W-5 $2,280
O-1E $2,115
O-2E $2,124
O-3E $2,196
O-1 $1,905
O-2 $2,091
O-3 $2,127
O-4 $2,307
O-5 $2,457
O-6 $2,475
O-7 $2,490

The pay chart moves this allowance far less than the map does.

Moving from San Antonio (JBSA) to Westchester County at W-4 is worth $4,785 a month — about 47 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…