Official data current

San Luis Obispo BAH rates

Verified · Effective 2026-01-01 · MHA CA392

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O-7 · With dependents
$5,520per month

$66,240 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #19 of 338O-7 · with dependents reference
Taxable-pay equivalent$7,077/mo Using the stated 22% comparison rate
Year-over-year change+$432/mo · +8.5%2025 $5,088 → 2026 $5,520
O-7 rate selectedMHA CA392 ZIPs 93401 93402 93403 93405 93406 93407 +37
PCS compare San Luis Obispo · O-7 · with dep. · $5,520/mo
San Luis Obispo $5,520/mo · $66,240/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$5,088
2026$5,520

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

San Luis Obispo — full sheet Tap a row

What this rate means

O-7 with dependents, nearest stations0 – $8,208 / month
Westchester County $8,208
Hanscom AFB $6,192
Northern New Jersey $6,093
Kauai County $5,991
Essex CO $5,952
Long Island $5,922
Miami $5,862
Martha's Vineyard $5,742
Monterey $5,658
San Diego $5,586
Los Angeles $5,526
San Luis Obispo $5,520
Camp Pendleton $5,484
Staten Island $5,484
Portsmouth $5,445
Trenton $5,424
West Point $5,340
Portland $5,322
Cape Cod-Plymouth $5,283
Oakland $5,220
Fort Monmouth $5,067
Fitchburg $5,049
Youngstown $1,845

San Luis Obispo is #19 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

Every pay grade at San Luis Obispo0 – $5,520 / month
E-1 $3,027
E-2 $3,027
E-3 $3,027
E-4 $3,027
E-5 $3,198
E-6 $3,948
E-7 $4,047
E-8 $4,152
E-9 $4,413
W-1 $3,969
W-2 $4,089
W-3 $4,218
W-4 $4,485
W-5 $4,806
O-1E $4,062
O-2E $4,200
O-3E $4,536
O-1 $3,291
O-2 $3,939
O-3 $4,215
O-4 $4,920
O-5 $5,430
O-6 $5,475
O-7 $5,520

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…