BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,964 Without $2,223

E-5 at Santa Fe draws $2,964 per month with dependents in 2026, $2,223 without

Permalink bahratedesk.com/santa-fe-los-alamos-nm/ Excel CSV
Santa Fe/Los Alamos, NM
E-5 · with dependents
$2,964/ month
$35,568 / year
At E-5, this is #53 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NM210 · ZIPs 87010 87015 87056 87501 87502 87503 +15 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,800 / mo gross
Without dependents here $2,223 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Santa Fe · E-5 · $2,964/mo
Santa Fe $2,964/mo · $35,568/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Santa Fe — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,637 $1,977
E-2 $2,637 $1,977
E-3 $2,637 $1,977
E-4 $2,637 $1,977
E-5 $2,964 $2,223
E-6 $3,414 $2,562
E-7 $3,522 $2,652
E-8 $3,639 $3,057
E-9 $3,762 $3,189
Warrant officer
W-1 $3,435 $2,577
W-2 $3,570 $3,054
W-3 $3,714 $3,204
W-4 $3,780 $3,435
W-5 $3,870 $3,546
Officer — prior enlisted
O-1E $3,540 $2,961
O-2E $3,690 $3,159
O-3E $3,795 $3,408
Officer
O-1 $3,024 $2,310
O-2 $3,411 $2,856
O-3 $3,711 $3,249
O-4 $3,891 $3,522
O-5 $4,023 $3,585
O-6 $4,056 $3,693
O-7 $4,086 $3,756

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Willow Grove $2,934
Annapolis $2,928
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Hartford $2,901
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
Anniston $1,185

Santa Fe is #53 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Santa Fe0 – $4,086 / month
E-1 $2,637
E-2 $2,637
E-3 $2,637
E-4 $2,637
E-5 $2,964
E-6 $3,414
E-7 $3,522
E-8 $3,639
E-9 $3,762
W-1 $3,435
W-2 $3,570
W-3 $3,714
W-4 $3,780
W-5 $3,870
O-1E $3,540
O-2E $3,690
O-3E $3,795
O-1 $3,024
O-2 $3,411
O-3 $3,711
O-4 $3,891
O-5 $4,023
O-6 $4,056
O-7 $4,086

The pay chart moves this allowance far less than the map does.

Moving from Santa Fe to San Francisco at E-5 is worth $2,163 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.