Official data current

Santa Fe BAH rates

Verified · Effective 2026-01-01 · MHA NM210

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O-2 · With dependents
$3,411per month

$40,932 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #49 of 338O-2 · with dependents reference
Taxable-pay equivalent$4,373/mo Using the stated 22% comparison rate
Year-over-year change+$24/mo · +0.7%2025 $3,387 → 2026 $3,411
O-2 rate selectedMHA NM210 ZIPs 87010 87015 87056 87501 87502 87503 +15
PCS compare Santa Fe · O-2 · with dep. · $3,411/mo
Santa Fe $3,411/mo · $40,932/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,387
2026$3,411

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Santa Fe — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
West Palm Beach $3,603
Portland $3,573
Riverside $3,546
Manchester $3,522
County Cost Group 890 $3,519
Vallejo $3,495
Fitchburg $3,465
Providence $3,453
Newport $3,441
JB McGuire-Dix-Lakehurst $3,438
Santa Fe $3,411
Willow Grove $3,393
Worcester $3,387
San Bernardino $3,378
Indian Head Navordsta $3,375
Warrenton $3,375
Juneau $3,369
Boulder $3,336
Hartford $3,327
Atlantic City $3,285
Fort G. G. Meade $3,273
Youngstown $1,332

Santa Fe is #49 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Santa Fe0 – $4,086 / month
E-1 $2,637
E-2 $2,637
E-3 $2,637
E-4 $2,637
E-5 $2,964
E-6 $3,414
E-7 $3,522
E-8 $3,639
E-9 $3,762
W-1 $3,435
W-2 $3,570
W-3 $3,714
W-4 $3,780
W-5 $3,870
O-1E $3,540
O-2E $3,690
O-3E $3,795
O-1 $3,024
O-2 $3,411
O-3 $3,711
O-4 $3,891
O-5 $4,023
O-6 $4,056
O-7 $4,086

The pay chart moves this allowance far less than the map does.

Moving from Santa Fe to San Francisco at O-2 is worth $2,040 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…