BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-1 with dependents at Sault Ste Marie draws $1,938 per month in 2026

    Permalinkbahratedesk.com/sault-ste-marie-mi/w-1/with/ExcelCSVDownloads cover this station.
    Sault Ste Marie, MI
    W-1 · with dependents
    $1,938/ month
    $23,256 / year
    At W-1, this is #262 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350
    MHA MI145 · ZIPs 49710 49715 49719 49724 49725 49726 +16 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$2,485 / mo gross
    Other dependency status here$1,455 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Sault Ste Marie — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,386$1,041
    E-2$1,386$1,041
    E-3$1,386$1,041
    E-4$1,386$1,041
    E-5$1,536$1,155
    E-6$1,920$1,437
    E-7$1,941$1,458
    E-8$1,950$1,617
    E-9$2,058$1,728
    Warrant officer
    W-1$1,938$1,455
    W-2$1,947$1,614
    W-3$1,962$1,743
    W-4$2,097$1,917
    W-5$2,268$1,935
    Officer — prior enlisted
    O-1E$1,944$1,533
    O-2E$1,953$1,701
    O-3E$2,124$1,911
    Officer
    O-1$1,590$1,230
    O-2$1,917$1,491
    O-3$1,959$1,779
    O-4$2,325$1,923
    O-5$2,595$1,947
    O-6$2,613$1,959
    O-7$2,628$1,971
    PCS compareSault Ste Marie · W-1 · $1,938/mo
    Aberdeen Proving Grounds$2,760/mo · $33,120/yr
    ▲ RAISE+$822+$9,864/yr · like +$12,646 of salary

    What this rate means

    W-1 with dependents, every station0 – $5,472 / month
    San Francisco$5,472
    Westchester County$5,400
    Nantucket$5,148
    New York City$5,100
    Northern New Jersey$5,070
    Santa Clara County$4,998
    Boston$4,827
    Maui County$4,797
    Long Island$4,791
    Martha's Vineyard$4,617
    Hanscom AFB$4,497
    San Diego$4,425
    Camp Pendleton$4,419
    Kauai County$4,287
    Staten Island$4,236
    Los Angeles$4,209
    West Point$4,140
    Oakland$4,134
    Fort Monmouth$4,101
    Perth Amboy$4,092
    Florida Keys$4,074
    Ventura$4,029
    Cape Cod-Plymouth$4,014
    Trenton$3,996
    San Luis Obispo$3,969
    Honolulu County$3,930
    Seattle$3,927
    Monterey$3,894
    Hawaii County$3,855
    Marin$3,840
    Miami$3,813
    Washington$3,780
    Essex CO$3,765
    Burlington$3,762
    New Haven$3,744
    Chicago$3,720
    Portsmouth$3,717
    Vandenberg SFB$3,660
    West Palm Beach$3,624
    Portland$3,597
    Riverside$3,564
    Manchester$3,546
    County Cost Group 890$3,540
    Vallejo$3,513
    Fitchburg$3,492
    Providence$3,477
    Newport$3,474
    JB McGuire-Dix-Lakehurst$3,465
    Santa Fe$3,435
    Willow Grove$3,420
    Worcester$3,411
    San Bernardino$3,396
    Warrenton$3,396
    Indian Head Navordsta$3,393
    Juneau$3,375
    Boulder$3,363
    Hartford$3,351
    Atlantic City$3,312
    Fort G. G. Meade$3,297
    Everett$3,264
    Annapolis$3,246
    Sitka$3,231
    County Cost Group 880$3,222
    Quantico$3,192
    Edwards AFB$3,177
    Beale AFB$3,147
    Ann Arbor$3,099
    Cape May$3,093
    New London$3,093
    Denver$3,081
    Fort Detrick$3,081
    Tampa$3,063
    County Cost Group 870$3,018
    Philadelphia$2,997
    Sacramento$2,994
    Orlando$2,979
    Outer Banks$2,964
    Stockton$2,955
    JB Lewis-McChord$2,940
    Fort Myers Beach$2,937
    Baltimore$2,922
    Madison$2,910
    Patrick SFB$2,904
    JB Elmendorf-Richardson$2,895
    Ketchikan$2,889
    Kodiak Island$2,886
    Ballston Spa$2,880
    Port Angeles$2,880
    Hampden County$2,874
    Allentown$2,862
    County Cost Group 860$2,847
    Fresno$2,847
    Fort Pierce$2,844
    Abilene$2,841
    Oxford$2,835
    Beaufort$2,832
    Austin$2,826
    Bridgeport$2,826
    Dallas$2,826
    Traverse City$2,823
    Astoria$2,817
    Minneapolis$2,796
    Great Lakes Navtracen$2,778
    Portland$2,772
    Whidbey Island$2,766
    County Cost Group 850$2,763
    Aberdeen Proving Grounds$2,760
    Rome$2,760
    Bremerton$2,751
    Charlottesville$2,733
    Corvallis$2,733
    Dahlgren$2,733
    Atlanta$2,727
    Coastal Maine$2,718
    Milwaukee$2,715
    Reno$2,697
    Nashville$2,694
    County Cost Group 840$2,673
    St. Louis$2,673
    Knoxville$2,670
    Savannah$2,670
    Richmond$2,646
    Charleston$2,634
    Pittsburgh$2,625
    Detroit$2,601
    County Cost Group 830$2,598
    Asheville$2,589
    Brunswick$2,583
    Elizabeth City$2,577
    Norfolk$2,574
    Spokane$2,574
    Buffalo$2,571
    Twenty Nine Palms MCB$2,571
    Patuxent River$2,562
    Helena$2,556
    Fort Collins$2,550
    Birmingham$2,547
    Cincinnati$2,544
    Eglin AFB$2,544
    Houston$2,535
    Rochester$2,535
    Dahlonega$2,532
    Wilmington$2,523
    Dover AFB$2,511
    Volusia County$2,511
    County Cost Group 820$2,508
    Eugene$2,499
    Grand Haven$2,499
    Phoenix$2,472
    Panama City$2,460
    Fairbanks$2,457
    Charlotte$2,454
    Fort Stewart$2,454
    Barstow$2,451
    Fort Carson$2,448
    Fort Worth$2,442
    Cleveland$2,439
    Hampton$2,436
    Grand Rapids$2,421
    Chattanooga$2,418
    Salem$2,418
    College Station$2,412
    Durham$2,409
    County Cost Group 810$2,406
    Ocala$2,406
    Syracuse$2,406
    Yakima$2,403
    Carlisle Barracks$2,394
    New Orleans$2,394
    Omaha$2,394
    Battle Creek$2,391
    Myrtle Beach$2,379
    Salt Lake City$2,376
    Gainesville$2,373
    Fargo$2,358
    Duluth$2,352
    Albuquerque$2,343
    Humboldt County$2,343
    Raleigh$2,337
    Memphis$2,334
    Eastern Shore$2,331
    County Cost Group 800$2,301
    Boise$2,295
    State College$2,295
    Lemoore NAS$2,292
    Louisville$2,292
    Eastern Panhandle$2,271
    Columbus$2,259
    Rock Island$2,259
    Jacksonville$2,256
    Pensacola$2,253
    Ogden$2,244
    Provo$2,244
    Cheyenne$2,238
    Coos Bay$2,238
    Corpus Christi$2,238
    County Cost Group 790$2,229
    Des Moines$2,229
    Indianapolis$2,229
    Rapid City$2,229
    Bismarck$2,223
    Nellis AFB$2,223
    Fort Huachuca$2,214
    Baton Rouge$2,211
    Mountain Home AFB$2,208
    Kansas City$2,190
    Jackson$2,181
    Toledo$2,181
    Fort Gordon$2,175
    Kings Bay$2,172
    Fort Bliss$2,169
    Lexington$2,169
    El Centro$2,166
    Fort Knox$2,157
    Fort Leavenworth$2,151
    County Cost Group 780$2,148
    Fort Wayne$2,145
    Johnson City$2,145
    Columbia$2,136
    Davis-Monthan AFB$2,136
    Wichita Fls$2,133
    Lincoln$2,130
    Greensboro$2,127
    Fort Campbell$2,121
    Waco$2,118
    San Antonio (JBSA)$2,109
    Greenville$2,097
    Huntsville$2,097
    Roanoke$2,094
    Mobile$2,091
    County Cost Group 770$2,085
    Tallahassee$2,082
    Bangor$2,067
    Fort Bragg$2,067
    Morehead$2,064
    Fayetteville$2,058
    Sioux Falls$2,046
    Shreveport$2,043
    Marquette$2,025
    Grand Forks$2,022
    Columbus AFB$2,019
    Scott AFB$2,019
    Lexington$2,016
    County Cost Group 760$2,013
    Champaign$2,001
    Lansing$2,001
    Minot AFB$2,001
    Fort Benning$1,995
    Bloomington$1,971
    Seymour Johnson AFB$1,971
    Sumter$1,968
    County Cost Group 750$1,965
    Camp Lejeune$1,962
    Tulsa$1,962
    Little Rock$1,956
    Whiteman AFB$1,950
    Akron$1,947
    White Sands MR$1,944
    Beaumont$1,938
    Fort Hood$1,938
    Moody AFB$1,938
    Sault Ste Marie$1,938
    Morgantown$1,935
    County Cost Group 740$1,914
    Fort Drum$1,914
    Wilkes-Barre$1,902
    Paducah$1,896
    Robins AFB$1,893
    Holloman AFB$1,887
    Topeka$1,884
    County Cost Group 730$1,881
    Brownsville$1,878
    Peoria$1,878
    Springfield$1,878
    Oklahoma City$1,869
    Sparta$1,866
    Wright-Patterson AFB$1,866
    Lafayette$1,860
    Yuma$1,860
    County Cost Group 720$1,857
    Fort Polk$1,854
    Goodfellow AFB$1,854
    Auburn$1,851
    Springfield$1,842
    Terre Haute$1,842
    Malmstrom SFB$1,839
    County Cost Group 710$1,836
    Frankfort$1,836
    Lubbock$1,830
    County Cost Group 700$1,818
    Fallon NAS$1,809
    County Cost Group 690$1,803
    Fort Riley$1,803
    Huntington$1,797
    County Cost Group 680$1,791
    Charleston$1,785
    China Lake$1,785
    County Cost Group 670$1,782
    Montgomery$1,773
    County Cost Group 660$1,770
    Saginaw$1,767
    County Cost Group 650$1,761
    Fort Rucker$1,761
    County Cost Group 640$1,752
    County Cost Group 630$1,746
    Fort Leonard Wood$1,740
    County Cost Group 620$1,737
    County Cost Group 610$1,728
    Stevens Point$1,728
    County Cost Group 600$1,722
    Laughlin AFB$1,722
    County Cost Group 590$1,710
    Wichita$1,710
    Fort Chaffee$1,701
    Alexandria$1,698
    County Cost Group 580$1,698
    Erie$1,695
    County Cost Group 570$1,686
    County Cost Group 560$1,677
    County Cost Group 550$1,668
    St Mary And Terrebonne$1,665
    County Cost Group 540$1,659
    County Cost Group 530$1,653
    Monroe$1,650
    County Cost Group 520$1,647
    Columbia$1,644
    County Cost Group 510$1,644
    Lake Charles$1,644
    Gulfport$1,635
    Cannon AFB$1,611
    Altus AFB$1,581
    Meridian$1,563
    Albany$1,557
    Hattiesburg$1,539
    Vance AFB$1,530
    Anniston$1,509
    Fort Sill$1,509
    Youngstown$1,350

    Sault Ste Marie is #262 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

    Every pay grade at Sault Ste Marie0 – $2,628 / month
    E-1$1,386
    E-2$1,386
    E-3$1,386
    E-4$1,386
    E-5$1,536
    E-6$1,920
    E-7$1,941
    E-8$1,950
    E-9$2,058
    W-1$1,938
    W-2$1,947
    W-3$1,962
    W-4$2,097
    W-5$2,268
    O-1E$1,944
    O-2E$1,953
    O-3E$2,124
    O-1$1,590
    O-2$1,917
    O-3$1,959
    O-4$2,325
    O-5$2,595
    O-6$2,613
    O-7$2,628

    Promoting to W-2 here adds $9 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Sault Ste Marie to San Francisco at W-1 is worth $3,534 a month — about 393 promotions worth of housing allowance, at $9 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,938 a month of BAH takes more than $1,938 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.