BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-7 without dependents at Sault Ste Marie draws $1,971 per month in 2026

    Permalinkbahratedesk.com/sault-ste-marie-mi/o-7/without/ExcelCSVDownloads cover this station.
    Sault Ste Marie, MI
    O-7 · without dependents
    $1,971/ month
    $23,652 / year
    At O-7, this is #298 of 338 stations loaded · high Westchester County $6,759 · low Anniston $1,692
    MHA MI145 · ZIPs 49710 49715 49719 49724 49725 49726 +16 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$2,527 / mo gross
    Other dependency status here$2,628 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Sault Ste Marie — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,386$1,041
    E-2$1,386$1,041
    E-3$1,386$1,041
    E-4$1,386$1,041
    E-5$1,536$1,155
    E-6$1,920$1,437
    E-7$1,941$1,458
    E-8$1,950$1,617
    E-9$2,058$1,728
    Warrant officer
    W-1$1,938$1,455
    W-2$1,947$1,614
    W-3$1,962$1,743
    W-4$2,097$1,917
    W-5$2,268$1,935
    Officer — prior enlisted
    O-1E$1,944$1,533
    O-2E$1,953$1,701
    O-3E$2,124$1,911
    Officer
    O-1$1,590$1,230
    O-2$1,917$1,491
    O-3$1,959$1,779
    O-4$2,325$1,923
    O-5$2,595$1,947
    O-6$2,613$1,959
    O-7$2,628$1,971
    PCS compareSault Ste Marie · O-7 · $1,971/mo
    Aberdeen Proving Grounds$3,108/mo · $37,296/yr
    ▲ RAISE+$1,137+$13,644/yr · like +$17,492 of salary

    What this rate means

    O-7 without dependents, nearest stations0 – $6,759 / month
    Westchester County$6,759
    Oklahoma City$1,986
    County Cost Group 680$1,980
    Little Rock$1,977
    Fort Chaffee$1,974
    Sault Ste Marie$1,971
    County Cost Group 670$1,968
    Meridian$1,968
    Fort Riley$1,965
    Alexandria$1,962
    Anniston$1,692

    Sault Ste Marie is #298 of 338. The spread between the dearest and cheapest station at this grade is $5,067 a month — $60,804 a year, untaxed.

    Every pay grade at Sault Ste Marie0 – $1,971 / month
    E-1$1,041
    E-2$1,041
    E-3$1,041
    E-4$1,041
    E-5$1,155
    E-6$1,437
    E-7$1,458
    E-8$1,617
    E-9$1,728
    W-1$1,455
    W-2$1,614
    W-3$1,743
    W-4$1,917
    W-5$1,935
    O-1E$1,533
    O-2E$1,701
    O-3E$1,911
    O-1$1,230
    O-2$1,491
    O-3$1,779
    O-4$1,923
    O-5$1,947
    O-6$1,959
    O-7$1,971

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,971 a month of BAH takes more than $1,971 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.