BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,897Without $3,087

    O-2 at Seattle draws $3,897 per month with dependents in 2026, $3,087 without

    Permalinkbahratedesk.com/seattle-wa/o-2/ExcelCSVDownloads cover this station.
    Seattle, WA
    O-2 · with dependents
    $3,897/ month
    $46,764 / year
    At O-2, this is #27 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA WA309 · ZIPs 98001 98002 98003 98004 98005 98006 +115 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$4,996 / mo gross
    Without dependents here$3,087 / mo
    In government quarters, no dependents$50.10 / mo partial
    Seattle — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,976$2,271
    E-2$2,976$2,271
    E-3$2,976$2,271
    E-4$2,976$2,271
    E-5$3,135$2,625
    E-6$3,906$2,931
    E-7$4,020$3,015
    E-8$4,143$3,291
    E-9$4,311$3,525
    Warrant officer
    W-1$3,927$2,946
    W-2$4,071$3,288
    W-3$4,221$3,549
    W-4$4,347$3,930
    W-5$4,503$4,047
    Officer — prior enlisted
    O-1E$4,041$3,132
    O-2E$4,197$3,471
    O-3E$4,371$3,900
    Officer
    O-1$3,231$2,814
    O-2$3,897$3,087
    O-3$4,215$3,627
    O-4$4,554$4,020
    O-5$4,797$4,086
    O-6$4,836$4,200
    O-7$4,875$4,275
    PCS compareSeattle · O-2 · $3,897/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▼ CUT−$1,158−$13,896/yr · like −$17,815 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Cape Cod-Plymouth$3,996
    Trenton$3,969
    San Luis Obispo$3,939
    Honolulu County$3,909
    Seattle$3,897
    Monterey$3,864
    Hawaii County$3,834
    Marin$3,813
    Miami$3,789
    Youngstown$1,332

    Seattle is #27 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Seattle0 – $4,875 / month
    E-1$2,976
    E-2$2,976
    E-3$2,976
    E-4$2,976
    E-5$3,135
    E-6$3,906
    E-7$4,020
    E-8$4,143
    E-9$4,311
    W-1$3,927
    W-2$4,071
    W-3$4,221
    W-4$4,347
    W-5$4,503
    O-1E$4,041
    O-2E$4,197
    O-3E$4,371
    O-1$3,231
    O-2$3,897
    O-3$4,215
    O-4$4,554
    O-5$4,797
    O-6$4,836
    O-7$4,875

    Promoting to O-3 here adds $318 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Seattle to San Francisco at O-2 is worth $1,554 a month — about 5 promotions worth of housing allowance, at $318 per grade here.

    02

    Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,897 a month of BAH takes more than $3,897 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.