BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,554 Without $1,224

E-5 at Sioux Falls draws $1,554 per month with dependents in 2026, $1,224 without

Permalink bahratedesk.com/sioux-falls-sd/ Excel CSV
Sioux Falls, SD
E-5 · with dependents
$1,554/ month
$18,648 / year
At E-5, this is #272 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA SD265 · ZIPs 57003 57005 57013 57018 57020 57022 +27 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,992 / mo gross
Without dependents here $1,224 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Sioux Falls · E-5 · $1,554/mo
Sioux Falls $1,554/mo · $18,648/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Sioux Falls — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,428 $1,107
E-2 $1,428 $1,107
E-3 $1,428 $1,107
E-4 $1,428 $1,107
E-5 $1,554 $1,224
E-6 $2,025 $1,518
E-7 $2,055 $1,542
E-8 $2,085 $1,653
E-9 $2,169 $1,791
Warrant officer
W-1 $2,046 $1,536
W-2 $2,067 $1,650
W-3 $2,109 $1,809
W-4 $2,193 $2,028
W-5 $2,307 $2,061
Officer — prior enlisted
O-1E $2,058 $1,551
O-2E $2,100 $1,758
O-3E $2,211 $2,019
Officer
O-1 $1,617 $1,296
O-2 $2,022 $1,545
O-3 $2,106 $1,854
O-4 $2,340 $2,046
O-5 $2,511 $2,064
O-6 $2,529 $2,085
O-7 $2,544 $2,118

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 740 $1,590
Holloman AFB $1,590
Camp Lejeune $1,584
Lafayette $1,584
Akron $1,581
Goodfellow AFB $1,578
Fort Rucker $1,572
Peoria $1,572
China Lake $1,563
County Cost Group 730 $1,557
Sioux Falls $1,554
Johnson City $1,548
Minot AFB $1,548
Scott AFB $1,542
Champaign $1,539
County Cost Group 720 $1,536
Lexington $1,536
Sault Ste Marie $1,536
Huntington $1,533
Springfield $1,527
Moody AFB $1,524
Anniston $1,185

Sioux Falls is #272 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Sioux Falls0 – $2,544 / month
E-1 $1,428
E-2 $1,428
E-3 $1,428
E-4 $1,428
E-5 $1,554
E-6 $2,025
E-7 $2,055
E-8 $2,085
E-9 $2,169
W-1 $2,046
W-2 $2,067
W-3 $2,109
W-4 $2,193
W-5 $2,307
O-1E $2,058
O-2E $2,100
O-3E $2,211
O-1 $1,617
O-2 $2,022
O-3 $2,106
O-4 $2,340
O-5 $2,511
O-6 $2,529
O-7 $2,544

The pay chart moves this allowance far less than the map does.

Moving from Sioux Falls to San Francisco at E-5 is worth $3,573 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.